General Discussion

LuckyCharms

(22,683 posts) Sat Dec 1, 2018, 09:51 PM Dec 2018

My medical expenses this year will end up around 40% of my gross income. [View all]

That's enough to cause me grave concern.

BECAUSE I have "good" insurance. Premium costs, deductibles, formularies and yearly plan maximums are killing me.

Oh well, at least the border is safe.

Fuck you, trump. Fuck you sideways.

By the time the walking creamsicle is done fucking with the ACA (therefore affecting the entire health insurance market), I'll be bankrupt.

Oh, and to you lurking freepers... I feel I need to remind you that when the new tax plan went into effect, I plugged some numbers into my trusty tax spreadsheet. If you think you will be rolling in cash because of the Trump tax plan...wait until you complete your 1040 in a few months. You're going to have a surprise, and it's not going to be a happy surprise. But at least you made the liberals cry, you stupid motherfuckers.

66 replies

= new reply since forum marked as read

Highlight:

My medical expenses this year will end up around 40% of my gross income. [View all] LuckyCharms Dec 2018 OP

Yup, my accountant has made me prepay bucks for the next tax year. dhol82 Dec 2018 #1

People in places like NJ are going to be shocked Jersey Devil Dec 2018 #9

It was a huge scam directed toward the uninformed, ignorant trumpers........... George II Dec 2018 #14

They upped the child tax credit to reduce that issue somewhat exboyfil Dec 2018 #26

Yes, they reduced the tax rates but at the same time eliminated many deductions... George II Dec 2018 #29

I was only addressing the exemption issue exboyfil Dec 2018 #31

People with high medical expenses (like the OP) are going to be hit hard next year. Thankfully.... George II Dec 2018 #34

I'm in New York and that was the reason. dhol82 Dec 2018 #23

The big problem with this is that the Democrats are not forcing the media to explain this to allgood33 Dec 2018 #54

And don't forget ooky Dec 2018 #2

I'm so sorry. violetpastille Dec 2018 #3

Me too! erlewyne Dec 2018 #5

Hugs for you erlewyne. violetpastille Dec 2018 #8

That is so wrong ZeroSomeBrains Dec 2018 #4

The cost of "Healthcare" is becoming UNAFFORDABLE, again... LovingA2andMI Dec 2018 #6

one quibble... SoCalDem Dec 2018 #7

I think a lot of people don't understand that Medicare itself isn't enough. llmart Dec 2018 #16

I understand your concern, area51 Dec 2018 #41

I have Humana Gold Advantage Plan and my office visits are $5. leftyladyfrommo Dec 2018 #40

The surprise of the Donut hole zipplewrath Dec 2018 #55

I agree that Medicare isn't cheap. LibDemAlways Dec 2018 #11

Bad news. Medicare will now be $135.50 a month. question everything Dec 2018 #12

Similar situation for me. llmart Dec 2018 #15

You are overpaying badly. hedda_foil Dec 2018 #17

I'm in Southern California. That's what LibDemAlways Dec 2018 #60

$225 for supplemental? Wow! pangaia Dec 2018 #22

I think plans are very regional in nature exboyfil Dec 2018 #27

They are regional and statewise as well. pangaia Dec 2018 #32

Yes, regional. If you live LibDemAlways Dec 2018 #61

I pray you don't have to get chemo. My husband was diagnosed with multiple myeloma Nanjeanne Dec 2018 #50

Excellus isn't available where I live. In LibDemAlways Dec 2018 #62

Some of the Excellus programs are terrible too. Just depends on where one lives. pangaia Dec 2018 #64

I'm transitioning to Medicare and unless you purchase a supplement, you can go bankrupt LeftInTX Dec 2018 #28

I have an Advantage plan but am very lucky, so far, that where I live in Western Up-State NY pangaia Dec 2018 #33

Why aren't you eligible for a supplement? llmart Dec 2018 #42

I'm not 65. I'm disabled. No one under 65 eligible for B,F,G. Loophole in the law. LeftInTX Dec 2018 #44

Ah, now I understand. llmart Dec 2018 #46

Fortunately, I only have 3 years until I turn 65! LeftInTX Dec 2018 #47

Same with us regarding medical expenses. And the hillbillies will riot next March when they realize cpamomfromtexas Dec 2018 #10

Are you saying you will be paying 40% of your income out of pocket PoindexterOglethorpe Dec 2018 #13

I'm sorry, Lucky Niagara Dec 2018 #18

Do you have employer-provided insurance? Or is that ACA individual policy? Honeycombe8 Dec 2018 #19

This has little to do with Trump Ron Obvious Dec 2018 #20

It absolutely has to do with Trump...making having coverage not mandatory, cutting subsidies... Demsrule86 Dec 2018 #24

Ours are around 300% of our gross income. Each and every year. n/t Ms. Toad Dec 2018 #21

Kick ck4829 Dec 2018 #25

My out-of-pocket drug costs last year were $30,000 cyclonefence Dec 2018 #30

We've reduced our cost for drugs by buying from a Canadian pharmacy. Vinca Dec 2018 #36

Thanks cyclonefence Dec 2018 #37

The drugs are exactly the same and the only remark one of the doctors had was Vinca Dec 2018 #43

When you purchase in Canada does doc give you paper script? LeftInTX Dec 2018 #48

The doctor gives a paper script and you send it to the pharmacy by email. Vinca Dec 2018 #49

Our docs are into electronic scripts these days. LeftInTX Dec 2018 #45

I've come to the conclusion that unless things change drastically, there will come a time Vinca Dec 2018 #35

I have been there, too. Premiums for two "high risk" individuals McCamy Taylor Dec 2018 #38

$19,000 for me last year spinbaby Dec 2018 #39

my niece's premie bill is now over $3 MILLION, consider yourself lucky beachbum bob Dec 2018 #51

Oh yes. We're all so lucky. Maru Kitteh Dec 2018 #63

$3 million is far from crass beachbum bob Dec 2018 #65

Telling other people to feel "lucky" about their strife Maru Kitteh Dec 2018 #66

Medical insurance in this country flat out sucks. Ohiogal Dec 2018 #52

Life, Liberty, and the pursuit of Happiness Soxfan58 Dec 2018 #53

Maddening! can you tell us what you find acceptable in healthcare? delisen Dec 2018 #56

This is what I envision: LuckyCharms Dec 2018 #58

Thank you for spelling this your plan. I can use it in talking with people. delisen Dec 2018 #59

Yep we did the same and had more taken out so we didn't get the Trump surprise in February. redstatebluegirl Dec 2018 #57