A $21,000 Cosmetology School Debt, and a $9-an-Hour Job [View all]
By Meredith Kolodner and Sarah Butrymowicz Dec. 26, 2018
When she was in cosmetology school, Tracy Lozano had a love-hate relationship with weekday mornings. Those predawn moments were the only time she saw her infant daughter awake, and she savored them. When the time came to hand the baby to her own mother, she said in a recent interview, she would stifle her tears, letting them roll only when she had closed the door behind her.
She would put on her game face when she pulled into the parking lot of the Iowa School of Beauty, just outside Des Moines. From what Ms. Lozano could tell, a cosmetology license was a realistic way to ensure a better life, and she was willing to make sacrifices. While also working nights at a Pizza Hut, she borrowed $21,000 to cover tuition and salon supplies and put in eight-hour days at the school for the better part of a year.
The amount of time Ms. Lozano spent learning to give haircuts, manicures and facials was enormous, but the requirement was set by the state, and she didnt much question it. She was determined to earn enough money to move out of her mothers house. Only a few weeks after getting her cosmetology license in 2005, she was hired at a local Great Clips.
The job, though, paid just $9 an hour, which meant that her days double-shifting at Pizza Hut werent over. Even with tips, Ms. Lozano didnt earn more than $25,000 in any of her first few years as a cosmetologist. For years, she relied on food stamps and health insurance from the state. She couldnt cover living expenses and keep chipping away at her loan payments. Thirteen years after graduating, she still owes more than $8,000.
What Ms. Lozano didnt know was that the state-regulated school system she had put her faith in relies on a business model in which the drive for revenue often trumps students educational needs. For-profit schools dominate the cosmetology training world and reap money from taxpayers, students and salon customers.
https://www.nytimes.com/2018/12/26/business/cosmetology-school-debt-iowa.html