General Discussion

Lars39

(26,546 posts)

44. House insurance...

Fri May 17, 2019, 12:57 PM

May 2019

the kind you see advertised on tv....400-500 per year, but it covers appliances and plumbing and stuff that messes up right after you sign the paperwork.
Our realtor tried to get the owner to buy it for us to make the sale, but she refused. Within 2 weeks we had to have the plumbing redone and a new dishwasher installed.

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Work: everyday I come here and everyday those people bother me [View all] underpants May 2019 OP

I would have a reputable Home Inspector look at any house you are thinking about. Lochloosa May 2019 #1

It'll be a whole new kind of stress but it will pass. Don't sweat the inspections. NightWatcher May 2019 #2

The rates are good and being eligible for VA even better. You will be paying a bank interest but boston bean May 2019 #3

I used Veterans United mortgage. Corgigal May 2019 #4

Can you buy the house you're in? yardwork May 2019 #5

That's what I was thinking. If they like the house and the neighborhood they should try to put an Luciferous May 2019 #10

We could but we're not underpants May 2019 #12

That makes sense. yardwork May 2019 #22

Just a tip: garbage and water bill are separate MaryMagdaline May 2019 #6

I also have rented my entire life. And now we're closing on my first house in 2 weeks. I'm Guy Whitey Corngood May 2019 #7

Very exciting-congrats! babylonsister May 2019 #8

I have moved LOTS of times, bought a house exactly once DFW May 2019 #9

We're at the end of the process now. Used VA. Solly Mack May 2019 #11

Yeah that's first thing next week underpants May 2019 #13

We did it all in about 2 months, even with the delays. Solly Mack May 2019 #15

If I could do it again, I'd have two home inspections Auggie May 2019 #14

When you make an offer on a house, make it contingent on a home inspection. It saved us catbyte May 2019 #16

yup the home inspection is key onetexan May 2019 #29

Find the inspector known as "the deal breaker". MelissaB May 2019 #17

It's always a gamble owning a house extvbroadcaster May 2019 #18

Good advice in here neohippie May 2019 #19

The home inspection is critical CanonRay May 2019 #20

Don't have a Home Inspector inspect it. Get a Structural Engineer. They are held to higher standards TheBlackAdder May 2019 #21

Just take a deep breath and try to relax. MineralMan May 2019 #23

Negotiate discount on anything found in the inspection flibbitygiblets May 2019 #24

lock in a good interest rate. We couldn't with our mortgage. SleeplessinSoCal May 2019 #25

6 months worth of food isn't too bad, and really Ilsa May 2019 #26

Find a reputable realtor that knows the area and that will save you a lot of stress. Chances are dameatball May 2019 #27

GET AN INSPECTION...EVEN TWO....AND CHECK FOR MOLD Baltimike May 2019 #28

Buy title insurance too on your new property. It'll help in case an issue comes up w/ the title ... SWBTATTReg May 2019 #30

Budget for yearly property tax and home maintenance onetexan May 2019 #31

Get a structural inspection. AirmensMom May 2019 #32

Might I Make A Suggestion WiffenPoof May 2019 #33

Be there for the home inspection cally May 2019 #34

Yes! Be there for the inspection extvbroadcaster May 2019 #38

this. Walk the dog or whatever. Not a bad idea to check crime maps mahina May 2019 #46

Get a fixed rate mortgage, NOT an ARM or balloon payment. keithbvadu2 May 2019 #35

No matter what you buy, make sure you have money for repairs Johonny May 2019 #36

Mortgage Traildogbob May 2019 #40

VA home loans require specific things csziggy May 2019 #37

good luck underpants ProfessorPlum May 2019 #39

You'll be surprised at how much you can do yourself iwillalwayswonderwhy May 2019 #41

Ask the seller for a Home Warranty for the 1st year bigbrother05 May 2019 #42

A word of caution on the home warranties missingthebigdog May 2019 #54

consider home warranty insurance if you are buying at the high end of your budget Fresh_Start May 2019 #43

House insurance... Lars39 May 2019 #44

Meet the neighbors. Come by at night. mahina May 2019 #45

My husband always walked around the block whistling to check for aggressive barky dogs. Hekate May 2019 #47

Good idea! mahina May 2019 #51

If you have a trust... VarryOn May 2019 #48

I've owned two homes in the last ten years ProudLib72 May 2019 #49

Pay for an inspection shanti May 2019 #50

Check with local credit unions about the loan. SeattleVet May 2019 #52

Get packing up help. You can sort, pile up the stuff and they can wrap and pack it all properly. emmaverybo May 2019 #53