General Discussion

Everyman Jackal

(271 posts)

64. Employers do not actually pay anything towards the workers medical insurance.

Fri Jun 28, 2019, 09:05 PM

Jun 2019

Employers figure out how much they can pay a worker. That is the gross amount. Then they subtract everything they have to pay for having that worker work for them. What is left is what they pay their worker hourly or a salary. Simple, let's say that an employer can afford to pay a worker $18/hour. The employer's cost except pay is $6/hour. The worker is then paid $12/hour. That is a very simplified example, but I think I got it right.

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How would Medicare for All Work? Medicare today is viable because people have paid 30+ years into [View all] still_one Jun 2019 OP

Cut the military to pay for it. Blues Heron Jun 2019 #1

+1000 Meadowoak Jun 2019 #2

Medicare already exceeds the entire defense budget Recursion Jun 2019 #3

Don't we pay more Turin_C3PO Jun 2019 #7

For the most part, yeah Recursion Jun 2019 #13

$55,000 is kind of low. Turin_C3PO Jun 2019 #18

And that's why we pay twice as much for healthcare as the rest of the world Recursion Jun 2019 #20

This message was self-deleted by its author ahoysrcsm Jun 2019 #45

I don't see why you think that matters Recursion Jun 2019 #58

This message was self-deleted by its author ahoysrcsm Jun 2019 #62

Ask Canada. moondust Jun 2019 #4

Actually The Canadian system would be most compatible wither ours, though I think we should not still_one Jun 2019 #29

Here in BC, it's only good if you can find a family physician OnlinePoker Jun 2019 #35

Thanks for that insight. I had the impression it was managed differently in Canada than UK still_one Jun 2019 #37

Several things.... Sancho Jun 2019 #5

I'm all for loan forgiveness for health care profesisonals. Federal tax exemptions on their incomes. Yavin4 Jun 2019 #14

And there's the rub Recursion Jun 2019 #15

This is why Medicare for all will never happen, unfortunately. Doctor/Pharma/Hospital lobbies Blaukraut Jun 2019 #19

Regarding the "most are for profit" part ... sl8 Jun 2019 #39

Non-profit does not equal no profit DeminPennswoods Jun 2019 #49

Instead of paying premiums to private insurers... TCJ70 Jun 2019 #6

Employers do not actually pay anything towards the workers medical insurance. Everyman Jackal Jun 2019 #64

How is current for profit Health Care viable then? edhopper Jun 2019 #8

Medicare enables a *huge* for-profit healthcare industry Recursion Jun 2019 #21

As they are in every country that has Universal Healthcare. edhopper Jun 2019 #24

Premiums paid to private insurance now would fund Medicare, instead. Goodheart Jun 2019 #9

Except they wouldn't just magically do that Recursion Jun 2019 #63

Has their been given snowybirdie Jun 2019 #10

And thousands would be added in the actual medical field Johonny Jun 2019 #17

I love my job! forthemiddle Jun 2019 #28

I do not understand why we have to detail anything at this time? Even if someone Laura PourMeADrink Jun 2019 #11

I am asking a general question, I am intentionally NOT relating it to the still_one Jun 2019 #12

I'm sorry - you are right - I went off on a tangent. Carry on ! :) Laura PourMeADrink Jun 2019 #16

Not a problem. From my perspective it is very complicated, and just trying to get a little bit of still_one Jun 2019 #22

Hey, at least we're talking about it, MfAll, etc., and all the repugs want to do is dismantle ... SWBTATTReg Jun 2019 #27

Harder to build than to just stop helping people. Laura PourMeADrink Jun 2019 #44

How does single payer healthcare work in every country that has it? Spider Jerusalem Jun 2019 #23

Isn't Medicare today a government health insurance program for most people 65 or older, still_one Jun 2019 #25

They paid the Medicare tax all that time Mariana Jun 2019 #60

One problem with that... moose65 Jun 2019 #61

Maybe you don't give a trillion dollars in tax cuts to fat cats and pay for medical care instead. Vinca Jun 2019 #26

They can pay taxes for Medicare buyin, or actuarily determined premiums. Hoyt Jun 2019 #30

I agree mostly with what you are saying, but I think we should leave Medicare alone, and still_one Jun 2019 #31

Don't have an issue with that. Just not sure it's necessary. I'm on Medicare BTW. Hoyt Jun 2019 #32

Same here still_one Jun 2019 #34

Medicare also works customerserviceguy Jun 2019 #33

Exactly. The counter is, do docs have to make over $200K, does every hospital have to Hoyt Jun 2019 #36

Docs don't have to make $200k we can lower it to whatever society feels is right fescuerescue Jun 2019 #41

There is no other profession that all but guarantees that much money to start. Hoyt Jun 2019 #42

That's true. It's also the profession that demands the most upfront fescuerescue Jun 2019 #43

If we get where we need a million $200+K jobs in weapons development, we are screwed Hoyt Jun 2019 #47

Oh I agree fescuerescue Jun 2019 #48

"Our absolute best and brightest go to medicine" misanthrope Jun 2019 #57

For my 1,000th post - I think there's a flaw in your thinking moose65 Jun 2019 #38

Thank you for pointing out this flaw in thinking DeminPennswoods Jun 2019 #50

Same way it does now. fescuerescue Jun 2019 #40

Ask the Government of Ontario. roamer65 Jun 2019 #46

I do NOT want Medicare as it exists now interfered with AT ALL. Honeycombe8 Jun 2019 #51

I agree with you, I don't want Medicare interferred with either. What I would not mind seeing still_one Jun 2019 #52

But the money you paid in is GONE moose65 Jul 2019 #72

Here's the tradeoff DeminPennswoods Jun 2019 #53

Appreciate the historical perspective. I do not agree with your assessment that health insurers still_one Jun 2019 #55

The insurance companies are making money DeminPennswoods Jun 2019 #59

I'm afraid your assumptions are not based in reality graeme_macquarrie Jun 2019 #65

Here in PA, a BCBS in central PA was sitting on billions DeminPennswoods Jun 2019 #66

Those billions are reserves... graeme_macquarrie Jun 2019 #68

Rendell sure didn't believe they were ordinary "reserves" DeminPennswoods Jun 2019 #70

Medicare has been "contracted out" since day 1.. graeme_macquarrie Jun 2019 #71

This message was self-deleted by its author stopbush Jun 2019 #54

II tend to agree still_one Jun 2019 #56

My first post!! :) America is built upon greed and selfishness. This isn't Europe. 5starlib Jun 2019 #67

I think you're not wrong, but I also think it would be an acceptable tax increase Volaris Jun 2019 #69