I have been so lucky to have good health..I signed my husband up for Medicare Advantage last Dec..he turned 65 in January..Feb 28th he went to a PCP (in-network, a must), and got a stat referral for a urologist..biopsy came back that sunk us into despair..since then, through all the tests, MRI was denied, but CT, Bone scan (okayed by ins), his cancer did not spread to other parts of body, nor to his bones - but he does have an aggressive cancer of prostate..urologist was still able to do biopsy..Dr. said, "insurance companies dictating healthcare"..with second opinion referral, (IN-network), he had beacons implanted in prostate, and what is called a spaceor, to protect his other organs from radiation treatments, started radiation 2 weeks ago..is 9 weeks, 5 days a week..20% co-insurance..
When I look back at all the calls to BCBS, Dr's offices for appts..it was truly a maze trying to fight through it...I never took anything for granted (info), and for the most part, it wasn't misinformation from BCBS..but from front office staff at Dr's office..I feel like I earned a medical degree thru the process..oh, and the dr's office (first urologist ofc) know who I am -
I feel bad for people who do not have a business background, or an advocate to help co-ordinate all that is required.....
I am still waiting for bills to come flying in....of course I care what the cost is, but that is secondary to him getting well..
Be well - you are a trooper.....
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