I AM worse off than I was four years ago. I have

[larkrake]

109. sorry for your troubles

I saw what was coming, got rid of credit cards, if I couldnt buy something with cash, I didnt really need it. I didnt let ads force me into buying junk, or multiple tvs, got serious about my job and when they took away my benefits and wanted more hours for no more pay I said no and started my own service and got paid more anyway. I am much better off than I was when Obama was elected, and thanks to him I can get health insurance. I am back working for a corporation as my 2nd job but will not apply for benefits that take money from my paycheck ever again. I do not have kids or a house-I do have a car and toys, all paid for in cash. I have sympathy for those who are responsible for others.

I think too many folks do not know how to be frugal without sacrifice, how to say no to the kids, cant barter the price of a new used car or grow their own tomatoes. My taxes at my 2nd job are withheld, but my major income I will not pay taxes on until Corporations pay their taxes. I refuse to pay for wars and Congress's wages, oil subsidies and tax cuts for the rich.

I doubt wages will be raised to match the cost of living and will save with that in mind. I suggest you not wait for a miracle to occur- if R&R get in the Whitehouse, the only jobs available will be below minimum wage and all cities will have an emergency manager. Sell your house and live in an RV. Get out from under now and default on your debts. It is time for a reboot, and civil war, no matter who is President. The last three years has proven, one good man can not defeat 500 bad men lobbied by corporations, much less get healing legislation passed.