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brooklynite

(96,882 posts)
Mon Sep 30, 2019, 08:14 AM Sep 2019

Ads for "Trumpcare," which doesn't exist, are everywhere [View all]

Axios

Do a quick search for health insurance, and you'll find plenty of ads for "Trumpcare" plans that cost $59 or less per month. But there's a catch: Trumpcare doesn't exist, and many of these advertised plans offer bare-bones coverage.

Why it matters: For people who buy health insurance on their own instead of receiving it through an employer, searching for a plan is already challenging. And deceptive marketing only makes it harder, especially when these plans will leave consumers on the hook for potentially ruinous medical bills.

Reality check: The primary way the Trump administration has altered the insurance market is by expanding niche products — including short-term plans, association plans and health reimbursement arrangements.

After seeing Trumpcare ads in search engines, I submitted contact information to get quotes about coverage options. Over the the next week, I was bombarded with 70 phone calls and 12 texts from insurance brokers.
- Every broker I spoke to admitted there is no such thing as Trumpcare, and that it is a marketing ploy from the lead generator site.
- When I asked how I could get the plan that was advertised for $59 or less per month, brokers said the ads were in reference to short-term plans or fixed indemnity plans that offer little to no coverage for serious illness or injury.
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