General Discussion

WyattKansas

(1,648 posts)

41. That is the bait and switch...

Thu Jan 23, 2020, 01:35 PM

Jan 2020

As long as people keep thinking that what they pay for their private health insurance is the only cost that they are really paying. When they do not even see the cash contribution for their health care plan that they would otherwise see on their paychecks, which their employer picks up.

People can whine about it all they want, but it is illogical to think a middle man collecting a big salary that does nothing for medical care, is going to be cheaper in the end. Only if that middle man cuts what the insurance company will actually pay for with a patient's total medical expenses. As for the Medical Industry, they can give up all their opulent perks and mood enhanced spa health care facilities and get back to medical care. Sorry for the rant... But the whole system is set up on Vulture Capitalism now.

Edit history

Please sign in to view edit histories.

Recommendations

0 members have recommended this reply (displayed in chronological order):

67 replies

= new reply since forum marked as read

Highlight:

The US has had "Medicare for some" since 1965. [View all] guillaumeb Jan 2020 OP

Just need GOP to support it, is all. Eliot Rosewater Jan 2020 #1

Well noted. guillaumeb Jan 2020 #2

Hundreds of thousands of people would lose their jobs if health insurers disappeared Eliot Rosewater Jan 2020 #3

True. And as blue collar workers are always told, guillaumeb Jan 2020 #4

The GOP needs to be defeated 100% Yavin4 Jan 2020 #65

I think doing it incrementally increases potential for successful adoption MH1 Jan 2020 #5

True, and making it a choice guillaumeb Jan 2020 #6

Exactly. MH1 Jan 2020 #7

Big money does not want this change. guillaumeb Jan 2020 #8

True, sadly. nt MH1 Jan 2020 #9

Because they would be called Dinos. There is a side that wants nothing but all Blue_true Jan 2020 #15

Medicare expansion to 50 or 55 and over NewJeffCT Jan 2020 #36

We could be well on the way to actual M4A - or even there MH1 Jan 2020 #44

and, back in the late 70s NewJeffCT Jan 2020 #45

Current Medicare is a choice. JustABozoOnThisBus Jan 2020 #54

I like your idea. Allow people that currently have insurance to buy Medicare instead. nt Blue_true Jan 2020 #14

I agree with doing it incrementally, but I think it needs to be from both ends csziggy Jan 2020 #24

wasn't part of Obamacare NewJeffCT Jan 2020 #37

It included coverage up to age 26 on their parents' policies. Mariana Jan 2020 #39

People now pay in for 45 years before they are eligible MichMan Jan 2020 #10

Also under the current system, ...; there is no dependent or spousal cove csziggy Jan 2020 #25

I stand corrected. Spouses can be covered, but not children MichMan Jan 2020 #26

Spouses are only covered if age eligible MichMan Jan 2020 #35

Yes - I am six months younger than my husband csziggy Jan 2020 #40

Not necessarily NewJeffCT Jan 2020 #38

Taxes would need to be raised substantially. stopbush Jan 2020 #11

Health insurance for a family of four runs $20,000 and up. Blue_true Jan 2020 #16

Back when I got my health insurance thru my employer stopbush Jan 2020 #27

You touched on the problem. Blue_true Jan 2020 #31

How is that different from The ACA? TheRealNorth Jan 2020 #53

The ACA leaves out tens of millions of Americans that make too much to qualify for subsidies. Blue_true Jan 2020 #56

It shouldn't be a problem for anyone SoCalNative Jan 2020 #58

This message was self-deleted by its author stopbush Jan 2020 #29

Actually, the average cost overall for employer-provided insurance for a family of four stopbush Jan 2020 #32

I am single so I don't know what a family policy cost. I have Blue_true Jan 2020 #34

That is the bait and switch... WyattKansas Jan 2020 #41

Canadians are covered for 1/2 the cost of US citizens. guillaumeb Jan 2020 #19

Speculation on your part. stopbush Jan 2020 #28

It is not speculative to report a fact. guillaumeb Jan 2020 #42

People who have serious diseases and can afford it former9thward Jan 2020 #60

Have you ever heard of many peple traveling to India, Meico, and other countries guillaumeb Jan 2020 #61

The cancer survival rates in the U.S. apply to everyone. former9thward Jan 2020 #62

Lack of access to routine care can often lead to many conditions beng undiagnosed. guillaumeb Jan 2020 #63

It can easily become Medicare for All. All we need is a party and a president to decide to do it. Autumn Jan 2020 #12

That is not totally correct. Blue_true Jan 2020 #17

The cost of the ACA with it's subsidies are large also and Biden seems to think that the republicans Autumn Jan 2020 #22

Not nearly as large as MFA. Blue_true Jan 2020 #23

Medicare for All -- without 100% coverage, dental, etc., as Sanders/Warren propose -- might Hoyt Jan 2020 #13

Most Americans have employer paid health insurance and don't realize Blue_true Jan 2020 #18

That's why the ACA required that line on the W2 showing health insurance costs Recursion Jan 2020 #52

All universal healthcare plans presented so far require an employer contribution. Blue_true Jan 2020 #57

That's not necessarily true Recursion Jan 2020 #59

I have to admit, at some point heroic measures to save some people's lives seem to be ill spent. Blue_true Jan 2020 #64

Medicare at 55 is a winner. SMC22307 Jan 2020 #20

And as that age to enroll was lowered, guillaumeb Jan 2020 #21

My Medicare Advantage plan (Kaiser) costs me $0. I pay an extra $20 a month stopbush Jan 2020 #33

It requires pretty hefty payroll levies from the entire population Recursion Jan 2020 #30

Canada has a single payer system. guillaumeb Jan 2020 #47

And it's important to acknowledge why Canada's system can't work here Recursion Jan 2020 #48

Incorrect, but allow me to explain. guillaumeb Jan 2020 #49

Incorrect, but allow me to explain Recursion Jan 2020 #50

You made a point about what Canada does. guillaumeb Jan 2020 #51

Medicare pays out normal costs TheRealNorth Jan 2020 #55

Healthcare is complicated. On purpose. People make a lot of money from it. Caliman73 Jan 2020 #43

Agreed. guillaumeb Jan 2020 #46

I have been saying this since the 1970s yellowdogintexas Jan 2020 #66

Very well argued, and from an inside perspective. guillaumeb Jan 2020 #67