General Discussion
In reply to the discussion: I need a good comeback for my delusional cousin on Facebook [View all]stopbush
(24,852 posts)Er, unemployment insurance benefits are based on YOUR SALARY/EARNINGS from your last job. They are typically paid at NO MORE THAN 50% of that salary, with a CAP on how much you can be paid.
In CA, the weekly cap is $450 in unemployment benefits. If you earn $900 or more a week at the job you lost, you get $450. If you earned $600 a week, you get $300. If you earned $2,000 a week, you still get only $450 a week in unemployment benefits because there is a cap on the max amount paid.
This RW idea that people on unemployment are sitting around leading the life of Riley is bullshit. What they're actually doing is trying to make ends meet on HALF or LESS of the gross salary they were being paid at the job they lost. Most likely, they have also lost their health insurance. Sure, they could go on a COBRA, but a COBRA costs you DOUBLE what it cost when you were employed, because on COBRA, you pay your half of the insurance premium AND you pay the half your employer was paying, PLUS you pay an administrative override of 1-2% as well.
And, while unemployment lasts for a limited time, being unemployed for any length of time in today's job market marks you as being unemployable. 6 months on unemployment? A week without work? Recruiters aren't interested. They are interested in people who are employed but who are looking to make a move to a different job. The unemployed need not bother even applying for 80% of the jobs that are out there.