People who choose not to have bank accounts are being discriminated against in the stimulus package.

[MineralMan]

40. I don't know, but all but one payment that comes to my wife and I

are deposited directly in our checking account. That one payment is a PITA, since I have to drive it over to the bank and go through the drive-through to deposit it.

Social Security much prefers direct deposit and so do most other payers. My wife has several clients who pay her directly into the account, as do I.

I can't imagine living without a bank account where deposits can get deposited without a check. I could deposit that one check I get through a cell phone app at my bank, but I won't put a bank app on my cell phone, for security reasons. I just won't. I use the bank's online services on my desktop PC, but am not comfortable having it on my cell phone, which could get lost or stolen at any time.

I also don't store my login info on my desktop machine, for the same reason.