There's not some pre-defined pile of money that billionaires are soaking up. That's not the problem.

[tulipsandroses]

1. I think they should have returned the money as well as all the other big businesses

The biggest problem I see was that there should have been more specific and tighter guidelines about who should qualify, or qualify first.

All those big businesses more than likely have other resources they can tap into. Not so, for true mom and pop businesses and individual proprietors that don't have investors and relationships with big banks that will float them a loan just because they asked.

Stephanie Ruhle who I like, ticked me off a few nights ago talking about the Ruth Chris situation, her premise was - they are not making any money so is it good business sense for them to dip into their reserves to pay employees?

Huh? That is exactly what a lot of small businesses will do to try to keep their businesses afloat - tap into reserves, personal savings, 2nd mortgage, borrow from friends and family if possible.