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In reply to the discussion: will the ACA tax report hurt POTUS? [View all]Zalatix
(8,994 posts)61. People get bills like that when they're INSURED.
So not only are you hoping to condemn a poor person earning $20K a year to choosing between their premium payment and FOOD, but they're at risk for a monster medical bill REGARDLESS.
http://www.pnhp.org/new_bankruptcy_study/Bankruptcy-2009.pdf
Patients Whose Illness Contributed to Bankruptcy
Telephone interviews identified 639 patients whose illness contributed to bankruptcy: the debtor or spouse in 77.9% of cases; a child in 14.6%; and a parent, sibling or other adult in 7.5%. At illness onset, 77.9% were insured: 60.3% had private insurance as their primary coverage; 10.2% had Medicare; 5.4% had Medicaid; and 2% had Veterans Affairs/military coverage. Few of the uninsured lacked coverage because of a preexisting condition (2.8%) or belief that coverage was unnecessary (0.3%); nearly all cited economic reasons.
http://articles.cnn.com/2009-06-05/health/bankruptcy.medical.bills_1_medical-bills-bankruptcies-health-insurance?_s=PM:HEALTH
Overall, three-quarters of the people with a medically-related bankruptcy had health insurance, they say.
"That was actually the predominant problem in patients in our study -- 78 percent of them had health insurance, but many of them were bankrupted anyway because there were gaps in their coverage like co-payments and deductibles and uncovered services," says Woolhandler. "Other people had private insurance but got so sick that they lost their job and lost their insurance." Health.com: Where the money goes -- A breast cancer donation guide
"That was actually the predominant problem in patients in our study -- 78 percent of them had health insurance, but many of them were bankrupted anyway because there were gaps in their coverage like co-payments and deductibles and uncovered services," says Woolhandler. "Other people had private insurance but got so sick that they lost their job and lost their insurance." Health.com: Where the money goes -- A breast cancer donation guide
Smooth move there.
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Per Kaiser calculator...family of 4 @$40,000 headed by 50 year old would still pay $2,000 for prem
dkf
Sep 2012
#3
I heard somewhere that if you start to make more than that they will collect back money?
awwwsheet
Sep 2012
#4
From the calculator it looks like as long as you use the exchange you will pay something.
dkf
Sep 2012
#5
If you are offered insurance through your employer you aren't eligible for the subsidy.
dkf
Sep 2012
#12
You keep saying that but it's simply not true. And... giving the rich a political wedge issue?
Zalatix
Sep 2012
#58
Everyone should chip in to pay for everyone's health care. Including those who don't have ins.
Honeycombe8
Sep 2012
#79
It's not a good thing when you are FORCED to get it at that price and you're working and poor.
Zalatix
Sep 2012
#81
A "national sales tax" is highly regressive, and would hit the poor and middle class the hardest
NYC Liberal
Sep 2012
#62
6 million deadbeats who want us to pay for their healthcare at the ER. Fuck 'em. It only applies
scheming daemons
Sep 2012
#13
Apparently you don't realize that the problem goes WELL beyond the rich freeloaders.
Zalatix
Sep 2012
#51
When they get the bill from the hospital for a half a million, that will then be their problem, too.
Ikonoklast
Sep 2012
#55
And for those who are in their 40s making $20K a year stuck with $80 a month to shell out?
Zalatix
Sep 2012
#44
Give me their alternatives. Should they then gamble and do without health care?
Ikonoklast
Sep 2012
#48
So that's your argument? Go without the basics in life or go without health care?
Zalatix
Sep 2012
#50
I lived on far, far less money than that for some time in my life. Please don't make assumptions.
Ikonoklast
Sep 2012
#56
Perhaps you should try living on 20K a year while adding a $80 monthly bill to your budget.
Chan790
Sep 2012
#63
As a matter of fact, I did, and I couldn't make it. I went deep into debt over that and had to beg.
Zalatix
Sep 2012
#70
When these added expenses hit the working poor you will regret that you said these things.
Zalatix
Sep 2012
#72
What if most of your income comes from a privately-funded disability plan? Does this income count?
IfPalinisAnswerWatsQ
Sep 2012
#71