One thing I want to know.

[MoonlitKnight]

20. There are far too many variables for anyone to know if they have a good plan

1. Employer based - but you have nothing if the job goes away.
2. A low cost plan is great if you don’t need it.
3. A high cost plan is great if you end up needing it but if you don’t you feel ripped off.
4. Every plan tries to minimize paying for what they can to maximize profit.
5. State rules add a whole list of other variables.

Even with Medicare, some people love the Advantage plans. But if you get the wrong disease you are screwed. If you go traditional Medicare and something to help with your 20%, you pay more monthly but have more coverage for something catastrophic.

We need to cover both. Good affordable preventative care and treatment AND a plan that covers the big stuff so you don’t have to choose between bankruptcy or death. And you should ideally not have to depend upon an employer to provide it.