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Eliot Rosewater

(34,285 posts)
Fri Oct 23, 2020, 03:48 PM Oct 2020

When, not if, ACA is destroyed, can individual states FORCE the insurance companies to [View all]

not reinstate preexisting condition clauses because health insurance is regulated by each individual state? Or not put caps back on benefits?

Regulation in the individual market is much more diverse and varied among states than is the case for large or small groups (copied this from one source)

I should remember all this but I dont.

If you live in New York state and you have employer based insurance and ACA is overturned, is that policy/insurance company regulated by the DOI for the State of New York? Can the DOI (Dept of Insurance) force them to provide certain coverages and limit premiums or profits, which is also part of ACA? Can they force them not to have preexisting?

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