now, than it was when my sons were born. (1965 & 1968) I was shocked when I learned how much my son & his wife had to pay as their co-pay when my grandchildren were born! There were NO co-paysw when my kids were born! My son paid $3,500 and he works for a great company with very good beneifits. That expense is just the beginning too. I remember fretting that I couldn't afford a prescription for my son when he was sick, and it was all of $10.00! Later in their lives I wouldn't even know where to begin to list all the mandatory expenses.

Everyone needs to give serious thought to adding to their family BEFORE the woman becomes pregnant.