General Discussion
In reply to the discussion: A doctor who won't take any insurance or Medicare? Yank their license, plus imprisonment. [View all]SheilaT
(23,156 posts)they didn't have a cash register. Even at a car dealership, where usually financing is arranged, they're taking cash as well as credit and debit cards in the parts and service departments.
I find that by using cash for almost all of my day-to-day expenses it is far easier to manage my spending. I honestly think that the change to debit cards and using one's smart phone to pay for stuff simply allows people to spend money they wouldn't spend if they were to use actual cash instead.
People who complain they can't save and don't have any extra money, and yet constantly use the debit card for every little purchase are not in good control of their spending. If they'd switch to cash, and set reasonable limits on themselves, they'd be surprised at what a difference it could make.