I'd like a bit of help, some ideas from all of you.

[Freddie]

4. All good questions!

I think the ability of many to work from home has opened eyes. My daughter is an RN case manager for Aetna. She’s not one of those “bean counters” who denies care. She arranges care for those who need it; a nursing home, home care nurses, medical equipment. Prior to the pandemic she had a 45 minute commute to an industrial park, to be on the phone most of the day. Now she’s WFH, just as productive if not more so, and so much happier not dealing with the commute and being able to work in her jammies if she wants to. The local Aetna office is probably going to give up their lease and keep everyone WFH.
IMO these industrial parks could be turned into no-frills, affordable apartments. Plenty of parking and usually good locations. Malls or offices can become community college branches. When a local bank closed some years ago they turned the corporate HQ into a community college “north campus” which is now so popular they had to add buildings.