General Discussion
In reply to the discussion: medicare etc [View all]Takket
(22,371 posts)and we pay out the nose for it. it was only $122 a month in michigan when we signed up because the state fixed the price. when rethugs took over the state government they let the regulation lapse and now it is over $400 a month. but we really have to pay it because even though she doesn't run up that many medical bills in a month, if she were ever hospitalized it could bankrupt us.
medicare only covers 80% so even a $100,000 bill (which you can run up REAL fast) would leave us holding a $20,000 hospital bill we could never afford to pay. It is truly disgusting that this burden is placed on the disabled. her monthly benefit after medicare deductions, her prescription plan deduction, is a little over $600, then we pay the $400 gap, and that basically leaves us with $200 a month that goes into our bank account.
Fortunately I make enough money that we can get by with this cost, but most of the disabled are forced to pay Russian roulette. Get by with little, or get by with more but risk financial ruin for a major medical event.