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hack89

(39,171 posts)

7. It won't have the impact you think it will.

Reply to diehardblue (Original post)

Wed Mar 24, 2021, 10:23 AM

Mar 2021

Last edited Wed Mar 24, 2021, 11:30 AM - Edit history (1)

Insurance companies will not pay out for crimes committed by guns so victims will not be compensated. Given the large number of gun owners the premiums will be extremely low - I suspect it would not be a profitable business and many insurance companies won't bother.

And it will have no impact on gun deaths - criminals won't buy it, while mass shooters and suicide victims don't care. Insurance has no deterrent value.

My guns are insured under my home policy - it costs a pittance because insurance companies understand the real risks. They were more worried about whether I had a pool and what breed my dog was than whether I had guns or not.

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29 replies

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Highlight:

Every gun purchaser should be required to have insurance on certain [View all] diehardblue Mar 2021 OP

Most do FBaggins Mar 2021 #1

But is there liability coverage for the weapon itself if used by another... Wounded Bear Mar 2021 #8

"kind of like cars?" I agree. You need to show proficiency with the car? same for a gun mitch96 Mar 2021 #12

meh.. Maxheader Mar 2021 #2

Would "A Well-Regulated Militia" clause stand up in court? SmartVoter22 Mar 2021 #3

There are two groups described in the 2nd. SYFROYH Mar 2021 #4

The Supreme Court has ruled that gun ownership is an individual right hack89 Mar 2021 #6

This! The main argument being DenaliDemocrat Mar 2021 #22

Us v miller Mosby Mar 2021 #23

Miller was not arrested because he was not a militia member hack89 Mar 2021 #25

I'd actually go further and say ALL gun owners need to own insurance ck4829 Mar 2021 #5

Insurance companies will not pay out for gun crimes hack89 Mar 2021 #9

For the right amount of money they will dsc Mar 2021 #10

Given that there are hundreds of millions of unregistered guns hack89 Mar 2021 #14

Make it a 100 year in prison penalty for not having insurance on a gun used in a crime dsc Mar 2021 #15

Hmm... ck4829 Mar 2021 #11

I don't think insurance fraud is a big concern for criminals hack89 Mar 2021 #13

This is spot on. phylny Mar 2021 #26

Insurance would not cover intentional acts like murder hardluck Mar 2021 #27

So a fee system ck4829 Mar 2021 #28

Exactly hardluck Mar 2021 #29

It won't have the impact you think it will. hack89 Mar 2021 #7

Ding Ding ScratchCat Mar 2021 #21

Gun design trends toward making murder Politicub Mar 2021 #16

Good post. Kingofalldems Mar 2021 #17

Unless you make them cover suicides it won't really have much of an impact inwiththenew Mar 2021 #18

A modest proposal: Nobody with testicles should be allowed to own or handle guns. hunter Mar 2021 #19

Absolutely. lindysalsagal Mar 2021 #24

False Premise ScratchCat Mar 2021 #20