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In reply to the discussion: My daughter received a summons for a rear end accident [View all]RegularJam
(914 posts)You rear end someone it's what you get.
There are multiple points in your op that defy logic.
You rear end someone you will almost always be cited for careless driving. But in four paragraphs you never mentioned what he was cited/charged with, even though that is the cornerstone of what you have brought to the table.
If your wife would have claimed she was not guilty she would have had to have shown up for court. That is written on every single citation. Doesn't matter the state. She clearly accepted the citation and took responsibility for it.
Snow and ice do not negate your responsibility as a driver accept under very rare circumstances, and it shouldn't.
If your daughter was not at fault, there is zero reason her insurance company should absorb the costs without reimbursement. It's not her insurance companies job to pay for the negligence of others. If your daughter doesn't go to court it wouldn't surprise me if she ends up coming out of pocket for the costs of the repair, if the charge is overturned because she didn't show up. Her insurance company should navigate the process and deal with collecting from the other driver or his insurance company. That's it. That's one of the biggest reasons you pay for insurance. Not simply for them to pay claims. But for them to navigate a very difficult process and to collect what is rightfully yours.
Not sure what the importance of the race of the other driver is. At no point did you follow that up with anything that would even remotely show that it was a factor. If you want to make that a point, at least show how you feel it played a role.