If you choose a Medicare Advantage plan, you're helping to kill true Medicare

[Karma13612]

51. My first year I sat down with a local

Consultant thru the local county Office of the Aging who compared plans with me. Got enrolled in an advantage plan as it was cheapest at $10 per month beyond the MCR premium. Not happy with the plan. Bungling and poor online premium payment interface. Name was WellCare.

Year two I went with an Aetna PPO advantage plan with zero additional premiums, dental (no forms, no prepay and reimbursement scheme), and our local healthcare system loves it. In the eye practice, the plan didn’t cover the refraction so I was billed for that at $35. You also can order OTC stuff by online interface-$30 allowance every quarter.

I understand that I need to be responsible and help support MCR for the future, but I also have to preserve my fixed-asset retirement pension.

And quite honestly over the course of the first 2 years, neither consultants pointed out specific gap plans that would be helpful or explained the differences. Could this be a State level thing?? We are in NYS and they are strict about junk insurance.