General Discussion

Grasswire2

(13,849 posts)

79. all about Medigap here at this link

Reply to House of Roberts (Reply #18)

Mon Nov 1, 2021, 12:21 PM

Nov 2021

https://www.medicare.gov/supplements-other-insurance/whats-medicare-supplement-insurance-medigap

Edit history

Please sign in to view edit histories.

Recommendations

0 members have recommended this reply (displayed in chronological order):

100 replies

= new reply since forum marked as read

Highlight:

If you choose a Medicare Advantage plan, you're helping to kill true Medicare [View all] wackadoo wabbit Oct 2021 OP

You can switch back only if you can pass the physical. rsdsharp Oct 2021 #1

What physical ? dweller Oct 2021 #4

Medicare Supplemental Insurance Part B may require physical on return to Medicare SharonAnn Oct 2021 #9

Original Medicare is managed by Medicare not by an insurance company. LiberalFighter Oct 2021 #12

Right, but original Medicare doesn't make sense for most folks without a supplemental plan tritsofme Nov 2021 #33

That is not true. You can switch during the medicare open enrollment and they can't even Demsrule86 Nov 2021 #61

You get one bite at the apple (with few exceptions) to sign up for Politicub Nov 2021 #83

Maybe for a supplemental..not for just Medicare PortTack Oct 2021 #19

No maybe about it. Good luck with that 20% on your dime. rsdsharp Nov 2021 #25

This message was self-deleted by its author ShazamIam Nov 2021 #35

That is not true. As for keeping true medicare...I can't afford it. You have to pay for a Medigap Demsrule86 Nov 2021 #60

I had Medicare advantage for about a year. Did not like it Walleye Oct 2021 #2

Unfortunately, and this applies to my husband as well, your medicare Politicub Nov 2021 #82

Agreed. I'm leaning toward not getting a supplement plan. It's expensive Walleye Nov 2021 #87

I highly recommend MediGap if you moonscape Nov 2021 #89

What insurance company do you have? Walleye Nov 2021 #90

My MediGap is through HealthNet. But the moonscape Nov 2021 #91

Well, gosh. PoindexterOglethorpe Oct 2021 #3

That wasn't my point wackadoo wabbit Oct 2021 #5

"are you OK with supporting that? Maybe you are. It's not for me to judge." brooklynite Oct 2021 #8

Doesn't seem like he has judged. He is just trying to inform DURHAM D Oct 2021 #10

That's his MO. nt JanMichael Nov 2021 #92

So what? I think that the Medicare Advantage plans are good PoindexterOglethorpe Oct 2021 #15

The fact that the insurance companies are getting more taxpayer marybourg Nov 2021 #22

Take a look at Thom Hartmann's 'Hidden History of American Healthcare'. notinkansas Nov 2021 #36

you are required to stay within your network. yellowdogintexas Nov 2021 #39

Ah, yes. The network. PoindexterOglethorpe Nov 2021 #47

Many Advanage plan have emergency coverage when you are traveling...I did not see any Demsrule86 Nov 2021 #69

This message was self-deleted by its author Demsrule86 Nov 2021 #70

I think so too. Demsrule86 Nov 2021 #63

My neighbor retired from New Jersey teacher and they put all retirees on an jimfields33 Nov 2021 #28

Maybe the district did that, or maybe the local union? JustABozoOnThisBus Nov 2021 #52

that is how it works here in NC dsc Nov 2021 #54

That doesn't sound right. PoindexterOglethorpe Nov 2021 #78

Oops. Rereading this. It's for the secondary. jimfields33 Nov 2021 #80

Same here! Karma13612 Oct 2021 #17

I've never had any doctor that didn't accept my Medicare radical noodle Nov 2021 #29

networks. If the physican does not accept the contract offered by the network yellowdogintexas Nov 2021 #40

My experience with networks has never been good radical noodle Nov 2021 #58

Or you find a new doctor... Demsrule86 Nov 2021 #71

The best choice for everyone is a MEDIGAP plan, rather than an ADVANTAGE plan. Grasswire2 Oct 2021 #6

correct Casady1 Oct 2021 #13

How does one tell which plan is actually a Medigap plan? House of Roberts Oct 2021 #18

Look for a Medicare supplemental plan radical noodle Nov 2021 #31

all about Medigap here at this link Grasswire2 Nov 2021 #79

you can wait but the premium will be a bit higher. Mine was but not by very much yellowdogintexas Nov 2021 #41

My Advantage plan has no additional payment. PoindexterOglethorpe Nov 2021 #48

My first year I sat down with a local Karma13612 Nov 2021 #51

Different Advantage plans are available in different parts of the country. PoindexterOglethorpe Nov 2021 #93

No, they can't...I posted above... Demsrule86 Nov 2021 #72

If a procedure is covered under Medicare than it is covered period. And let me tell you Demsrule86 Nov 2021 #66

DURec leftstreet Oct 2021 #7

If you choose a Medicare Advantage plan, you're helping to kill true Medicare zebrapa Oct 2021 #11

That's why I support strengthening original Medicare so much mvd Nov 2021 #26

yep. Lowest cost per claim, lowest error ratio, fastest claim turnaround in the industry yellowdogintexas Nov 2021 #43

No I can't. Good old Medicare requires a medi-gap policy with high premiums and high Demsrule86 Nov 2021 #73

Absolutely plus you are just giving your $$ to a 'for profit' plan. yellowdogintexas Nov 2021 #42

Medi-gap plans are sold by private insurers. Demsrule86 Nov 2021 #77

For me Timewas Oct 2021 #14

Both? How did you end up with a secondary payer? justwondering nt yellowdogintexas Nov 2021 #44

I have no idea Timewas Nov 2021 #53

Why in the world would I switch back? former9thward Oct 2021 #16

I'm just going to cut and paste my response from above wackadoo wabbit Nov 2021 #23

Advantage plans are strictly private insurers who get reimbursed by Medicare. notinkansas Nov 2021 #37

Medicare Advantage plans cannot drop you based on your health. Ms. Toad Nov 2021 #81

You are spreading disinformation. Advantage plans cannot drop you. Politicub Nov 2021 #84

You may be correct about that. notinkansas Nov 2021 #96

This absolutely true! PortTack Oct 2021 #20

One risk pool is a health care system. Multiple risk pools is an investment scheme. Ron Green Nov 2021 #21

Thank you. yonder Nov 2021 #38

your mental picture is fairly accurate. They are going to get theirs no matter what. yellowdogintexas Nov 2021 #45

I dont think that's available for us but will look into that. yonder Nov 2021 #49

Many here who support Medicare have plan F or C - good plans which are unavailable for Demsrule86 Nov 2021 #65

I'm jealous of the people who were grandfathered in to the sweet plan F Politicub Nov 2021 #85

A lot of our doctors won't take advantage IBEWVET Nov 2021 #24

I've found that to be true as well radical noodle Nov 2021 #32

The doctors are not part of the Preferred Provider network for that Advantage plan yellowdogintexas Nov 2021 #46

Wotthehell, people Hekate Nov 2021 #27

I opted for Medigap at 65 and switched to Advantage at 70. Why? MySideOfTown Nov 2021 #30

That is it...I had the same experience. I saved a ton a money with Advantage. Demsrule86 Nov 2021 #62

Dont have enought income ,,,,,, Cryptoad Nov 2021 #34

Thanks to the OP for this thread. Kicked as far as I can. yonder Nov 2021 #50

I do believe that was the goal for that plan in the first place LymphocyteLover Nov 2021 #55

I chosee Medicare along with an AARP Supplemental Plan ("United Health Care") Tom Rinaldo Nov 2021 #56

Be sure and thank the politicians who represent their constituents who matter the most. Lobbyists. Autumn Nov 2021 #57

+1 area51 Nov 2021 #100

Call them what they are - Medicare DisAdvantage plans. GoneOffShore Nov 2021 #59

That was eight years ago when Medi-gap policies still had decent coverage...they don't Demsrule86 Nov 2021 #74

As I said, it's moot for me now. Unless I get thrown out of France. GoneOffShore Nov 2021 #86

I have... myohmy2 Nov 2021 #64

My sis in law had regular Medicare. Before she got her hip done...we had to come up with the Demsrule86 Nov 2021 #67

Regular Medicare with medigap is my choice. voteearlyvoteoften Nov 2021 #68

Also, Medigap policies are sold by insurance companies and are not subsidized by the government... Demsrule86 Nov 2021 #76

Wow Karma13612 Nov 2021 #95

I think it is pretty crappy drexelkathy Nov 2021 #75

Thank you Karma13612 Nov 2021 #94

I really don't get the hostility to Medicare Advantage plans Zorro Nov 2021 #88

Here's a link to SBM some thoughts as to why these plans could be renamed Medicare Disadvantage GoneOffShore Nov 2021 #97

Not seeing any meaningful criticism of Medicare Advantage programs in the article Zorro Nov 2021 #98

Your point is taken. Medicare Disadvantage plans do vary by state. GoneOffShore Nov 2021 #99