General Discussion
In reply to the discussion: If you choose a Medicare Advantage plan, you're helping to kill true Medicare [View all]Karma13612
(4,987 posts)Also, a big issue is the cost.
Hubby and I are not made of money. We cannot afford another premium on top of what MCR automatically takes out via our Social Security benefit. I have started researching these gap plans and they are costly.
My Advantage plan is zero extra dollars and works fine for me. Yes, if I go out of network it will cost me, but I have not been paying anything for regular check ups, labs and even some imaging.
The entire MCR scheme must be lowered to include anyone 50 years old and older. Get reasonably priced premiums from everyone and it will lower the cost overall. And it should mean we can do away with this in-and-out-of-network nonsense. All healthcare providers everywhere cover care for anyone with MCR card. Period.
Further, employ all the staff used at the advantage plan insurance companies to help administer the plan. All regulated by MCR. In another 10 years or sooner if financially viable, lower the qualifying age to 40 years old. And so on.