General Discussion

FarCenter

(19,429 posts)

43. I don't see why you are aggravated at your bank

Sat Jan 14, 2012, 10:09 PM

Jan 2012

They have a service for which they charge a standard fee. The bank does not differentiate why you are asking for them to stop the check.

The bank has to flag your account so that if the check turns up they can stop it from being debited from your account. Then they have to return the check to the bank of first deposit, so that the BOFD can reverse the credit and funds availability from the depositor's account. Then the BOFD has to return the check to the depositor.

All the above steps involve staff and costs for both banks.

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Hopping mad at the USPS and at my bank [View all] totodeinhere Jan 2012 OP

Can you change banks? libinnyandia Jan 2012 #1

Yes and I should have done that already. I was lazy. totodeinhere Jan 2012 #3

Tell them the $30 fee is why you're changing banks Lisa D Jan 2012 #8

You really think your bank is responsible for the USPS's error? Generic Brad Jan 2012 #49

And then I have other people in this same thread telling me that I am using this as an excuse totodeinhere Jan 2012 #53

I understand your feelings towards the post office Generic Brad Jan 2012 #62

Sorry this happened cyglet Jan 2012 #2

on dec. 30 2011 d_r Jan 2012 #4

Yes, it is too late to call tonight but I will call them tomorrow. totodeinhere Jan 2012 #5

i understand and wouldnt blame you d_r Jan 2012 #6

My supply of honey is running rather low right now. n/t totodeinhere Jan 2012 #7

Honey isn't the only thing that gets flies... SeattleVet Jan 2012 #20

Once upon a time... MarianJack Jan 2012 #9

We had some really good multi-branch credit unions out in the Pacific Northwest customerserviceguy Jan 2012 #11

We have plenty of good small credit unionsup here in Maine. MarianJack Jan 2012 #12

Great! customerserviceguy Jan 2012 #22

My wife can attest to the microbrews' quality MarianJack Jan 2012 #27

Checks and USPS customerserviceguy Jan 2012 #10

Well you live and learn. Yes in hindsight I realize that I should have used a different payment totodeinhere Jan 2012 #13

Yes, it is their fault customerserviceguy Jan 2012 #21

The USPS is at fault treestar Jan 2012 #14

I agree, if a package is destroyed, they cover it, why not this fee? Lionessa Jan 2012 #25

from "The Postman" sad sally Jan 2012 #15

The same shit happens with UPS and FedEx. baldguy Jan 2012 #16

If had had used UPS or FedEx and that happened I would also be angry at them. totodeinhere Jan 2012 #17

My 2 cents matt819 Jan 2012 #18

Trust me - UPS and FedEx lose stuff ALL THE TIME. baldguy Jan 2012 #19

I'm just suggesting some perspective matt819 Jan 2012 #61

Sorry. This won't happen with FedEx... Honeycombe8 Jan 2012 #52

And when you look it up to see who signed for it, it says "Reception" or "Front desk" baldguy Jan 2012 #54

FedEx always gets a name, not job title or location. FedEx provides the TYPED name Honeycombe8 Jan 2012 #55

No they don't "always". Are you kidding? baldguy Jan 2012 #57

No, I'm not kidding. I suspect you didn't require "adult signature." Honeycombe8 Jan 2012 #64

And I suspect that there aren't many 8 yr olds running around accepting Fedex packages baldguy Jan 2012 #67

I've had issues with my local P.O. Fla_Democrat Jan 2012 #23

Oh, please, it's not like these and much worse happen at UPS, Fed Ex and the yellow one. Lionessa Jan 2012 #24

Thanks for your empathy. n/t totodeinhere Jan 2012 #26

Why should I give your whine fest any sympathy? And Lionessa Jan 2012 #41

I object to your calling me hysterical. I am not. I was wronged plain and simple. n/t totodeinhere Jan 2012 #46

A mistake has happened, plain and simple. You are dramatizing it into a "wrong." Lionessa Jan 2012 #63

No, this doesn't happen with a "signature required" FedEx package. Honeycombe8 Jan 2012 #65

This message was self-deleted by its author Obamanaut Jan 2012 #28

A mere mortal should not lose one of those big flat rate packages. And I know that the address was totodeinhere Jan 2012 #32

This message was self-deleted by its author Obamanaut Jan 2012 #40

Rarely has anyone not "did nothing wrong" when stop payments are required. It's almost always Lionessa Jan 2012 #42

I recommend Kellerfeller Jan 2012 #29

Thanks. I did. But it's too late. I already stopped payment on the check. totodeinhere Jan 2012 #33

What did she say when you asked Kellerfeller Jan 2012 #37

She said they would put a trace on it. But since I already paid $30 to stop payment on the check totodeinhere Jan 2012 #39

very sorry this happened... very frustrating handmade34 Jan 2012 #30

I'm not sure how insurancwe would work in this case. totodeinhere Jan 2012 #35

You should have sent it with an ordinary first class stamp. FarCenter Jan 2012 #31

It's kind of late for that now. totodeinhere Jan 2012 #38

I don't see why you are aggravated at your bank FarCenter Jan 2012 #43

Not really digging all the USPS bashing going on here lately. Doremus Jan 2012 #34

I didn't say it was a first class envelope. totodeinhere Jan 2012 #36

That was my point. You paid $5 for Priority instead of using a simple stamp. Doremus Jan 2012 #50

Should I be allowed to complain when they lose my $400 check or not? totodeinhere Jan 2012 #51

And a handy link to a bunch of complainers. How special. Here's a link for you: Doremus Jan 2012 #59

The reason the postal service is in trouble has nothing to do with their employees. And jillan Jan 2012 #44

The person I sent the money to asked for a check. totodeinhere Jan 2012 #47

This message was self-deleted by its author Obamanaut Jan 2012 #60

Average daily volume: baldguy Jan 2012 #56

The letter was probably delivered...to the wrong address Liberal_in_LA Jan 2012 #45

Yes I considered that possibility and that's why I chose to stop payment on the check. n/t totodeinhere Jan 2012 #48

Did you file a complaint with both the post office that last had possession LiberalFighter Jan 2012 #58

I'm unfamilar with "delivery confirmation receipt." Did you send it "certified mail"? Honeycombe8 Jan 2012 #66

Ignatius? Is that you? PassingFair Jan 2012 #68