Medicare vs. Medicare Advantage.

[c-rational]

9. Here is my read. I am two years into Medicare with a Supplemental Plan. This limits me to

an annual deductible of several hundred dollars, and max out of pocket of several thousand. As I understand the Advantage plans, they are steps towards privatization of medicare...my opinion. With the Advantage Plan you are limited to the Doctors in the Plan, and if you go out of network it costs. You could also have out of pocket costs of say 7-10K, with a several thousand dollar deductible.

So, my summary is go with Medicare and supplemental. Also remember the insurance broker gets a big commission from selling an Advantage Plan.

This all took me too many hours. The whole process should be much simpler. When they dazzle you with ads and these extra free services, that is all they are, imo, just dazzle.