Medicare vs. Medicare Advantage.

[Big Blue Marble]

10. Traditional Medicare is the better choice for most over time.

The agent is mistaking the facts, as you have guessed. Traditional Medicare is organized into Part A
and Part B. A covers all hospital expenses include drug therapies with the exception of a deductible.

Part B is for doctors, outpatient therapies and treatments. It covers 80% of these expenses. There
are no deductibles or co-pays. You select your providers. To cover the other 20%, you purchase
a supplemental plan which is government designed from a private insurer. There are several plans
to choose from depending on your needs and your budget.

Part D is for drug coverage.

Medicare Advantage is a republican scheme to privatize insurance by heavily subsidizing corporate
HMO's to make your health care decisions. Your care is secondary to their profits. Plus depending
on the plan, there are co-payments and deductibles. They would not push these plans so much
if they were not very profitable. This agent is obviously rewarded for his dishonest efforts to
scare you. I have a rule never make a purchasing decision based on fear.