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In reply to the discussion: Post removed [View all]

jmbar2

(8,012 posts)
36. Benefit of a college degree were pushed mercilessly for decades.
Wed Aug 24, 2022, 10:12 PM
Aug 2022

A college education was the key to gaining entrance to the middle class. A lot of folks - myself included - didn't understand how to use the college experience to join the middle class.

I just thought that if I graduated with a degree - any degree - that I could go out and get a middle class job. Boy was I wrong! I had no one to explain to me how career and educational choices were related. The way that I did it definitely did not work the first time.

Later on, I went back to school and studied intensively about career choice and the return on investment to education. I learned that low income folks, foster kids, orphans, and first generation college goers often got little, or inaccurate guidance on how to make a good educational investment.

These folks were also preyed upon by universities, colleges and technical schools such as the University of Phoenix that targeted their Pell grants with little or no concern for whether they would achieve sustainable employment at the end. Millions were scammed and left in debt.

I later created career exploration curriculum to teach the relationship between a sustainable living, career and educational choices. These were the lessons I had learned the hard way, and I didn't want others to make the same mistakes.

Don't blame the folks who thought they were doing the right thing to improve their lives. Most never got information on the right way to go about it. This education was not available to them in most cases.

I applaud Biden's decision. It is a form of restitution in my eyes for misleading so many people into poor educational investment decisions that they didn't have the knowledge to evaluate.

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Post removed [View all] Post removed Aug 2022 OP
Are you concerned that someone not sufficiently *worthy* might get this benefit? Ocelot II Aug 2022 #1
I would like to have the debtors understand how they got into this and to prevent question everything Aug 2022 #2
personal responsibility is so overrated these days nt msongs Aug 2022 #4
So is compassion. nt Wednesdays Aug 2022 #19
Carrying college debt is a financial misstep? Huh. WhiskeyGrinder Aug 2022 #5
If your major pays $40 K and you took $70 K loan then yes. question everything Aug 2022 #9
Is buying a $125K home when you make $80K a year a financial misstep? WhiskeyGrinder Aug 2022 #10
Mortgage is considered "good debt.". You don't pay rent and you build equity question everything Aug 2022 #35
"Is considered" doing a lot of work here. WhiskeyGrinder Aug 2022 #40
Trying hard to win, are you? Many people do not purchase houses for many reasons question everything Aug 2022 #48
Oh, so 2008 was the borrowers fault...silly me. And here I thought it was the banks making Demsrule86 Aug 2022 #60
What fucking misstep? edhopper Aug 2022 #8
No, they could have started in Junior college. They should have researched question everything Aug 2022 #15
Bullshit edhopper Aug 2022 #17
Junior college isn't cheap either and not all credits transfer you know... Demsrule86 Aug 2022 #21
Oh, I see it is you belief that if they didn't go to junior college than they are not worthy of Demsrule86 Aug 2022 #29
What gives you the right? Demsrule86 Aug 2022 #11
to what? Having a say in where my tax dollars go? question everything Aug 2022 #23
None of us have a say where our tax dollars go...and it is none of you business nor is it your Demsrule86 Aug 2022 #27
Sounds like the kind of bullshit hoops people applying for other benefits have to jump through Ocelot II Aug 2022 #18
If one majored in Biology and became a scientist one should have no problem question everything Aug 2022 #26
Since the program is available only to those who make less than $125K annually, Ocelot II Aug 2022 #31
One doesn't major in biology and become a scientist harumph Aug 2022 #61
"How dare these damn kids not have the sense Sky Jewels Aug 2022 #24
First show me yours Johnny2X2X Aug 2022 #3
I can guarantee you that my household has been a "donor" one throughout question everything Aug 2022 #7
Prove it before you take $1 of Medicare! Johnny2X2X Aug 2022 #14
Everyone has their social security benefits taxed...that still does not give you the right to Demsrule86 Aug 2022 #16
Federally, not states. question everything Aug 2022 #30
+1000 Demsrule86 Aug 2022 #12
Means testing is just putting up barriers. WhiskeyGrinder Aug 2022 #6
Did you want that way every business that got Sky Jewels Aug 2022 #13
Each and every one of 45 million? nt 2 Meow Momma Aug 2022 #20
Who died ... obnoxiousdrunk Aug 2022 #22
I want people to major in art, in music, in philosophy, in languages, in dead languages Solly Mack Aug 2022 #25
Yes, exactly! Ocelot II Aug 2022 #37
Instead of singing in the lifeboat, we can lament how we let the shipbuilder down for Solly Mack Aug 2022 #44
I don't know a lot of 18 year olds with a financial education Sympthsical Aug 2022 #28
I had a few misgivings at first. Then I thought, when I went to school I could pay my tutition with Demsrule86 Aug 2022 #39
I was told all through childhood "Go to college." Sympthsical Aug 2022 #54
This is a wonderful post and honestly, I learned today that you are a terrific human being... Demsrule86 Aug 2022 #58
de rec nt Celerity Aug 2022 #32
I agree...I am glad Biden did this. I had not realized how deeply we had all drank the ... Demsrule86 Aug 2022 #41
Yes, it is pretty cool to see someone the same age as me win a US House Primary, lol Celerity Aug 2022 #55
Oh dear, I hope Sweden doesn't go far right...Florida is depressing. Demsrule86 Aug 2022 #57
With that kind of thinking we wouldnt have had Eko Aug 2022 #33
Negative on your idea WaterSong1951 Aug 2022 #34
Benefit of a college degree were pushed mercilessly for decades. jmbar2 Aug 2022 #36
wow. this is the type of post I never thought I would see at DU. Sad. NewHendoLib Aug 2022 #38
+1 leftstreet Aug 2022 #45
How about scolding the government and banks who sold these loans to teenagers? delisen Aug 2022 #42
Moral Hazard is a Calvinist premise. haele Aug 2022 #43
Where are the tests for rich pricks who got PPP forgiven? leftstreet Aug 2022 #46
The wife and I went to financial counseling. Throck Aug 2022 #47
Good for you. Ocelot II Aug 2022 #49
That is some serious snark...hah Demsrule86 Aug 2022 #59
Kudos to you and to your wife, and the kids question everything Aug 2022 #51
I would like state and community college to be completely tuition-free blogslug Aug 2022 #50
Agree about community college question everything Aug 2022 #52
Examing the debts of tens of millions of people Mr.Bill Aug 2022 #53
Jesus Christ on a trailer hitch. The terms of the loans ended up being ruinous and were... Hekate Aug 2022 #56
+1 H2O Man Aug 2022 #62
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