New CBO report – Lower (not increase) the early retirement age!

[Warpy]

10. Medicare needs to be lowered to 55 NOW

since that's the corporate expiration date and the age most people who had good jobs with insurance suddenly find themselves downsized or otherwise unemployed. Surviving on a patchwork of nothing jobs is doable; doing that without health insurance at the age of 55 is not.

Then lower the age 10 years every few years until we have universal Medicare. Insurance companies can then scramble to provide Medigap, something they've actually done fairly well so far. If they start trying to cheat oldsters again, revoke their damned charters.