General Discussion

inthewind21

(4,616 posts)

32. Not sure

Reply to SouthernDem4ever (Original post)

Fri Mar 3, 2023, 03:05 PM

Mar 2023

why this is a surprise. It's right there in black and white when you sign up for medicaid. If you are on SS and go on medicaid and go in to a facility, they take most of your SS and leave you with a monthly allowance. That is also crystal clear when you sign up. Property, Bank accounts, stocks, cars, planes whatever property and any whole life insurance policies in the name of the person receiving medicaid benefits can be taken after death by the state to re-reimburse for what they spent on care. This is why it's best to get it all sorted out BEFORE entering a facility and death

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They could lose the house -- to Medicaid [View all] SouthernDem4ever Mar 2023 OP

Everything is working against us liberal N proud Mar 2023 #1

I would rather be euthanized than put that burden on my estate SouthernDem4ever Mar 2023 #2

It wouldn't put a burden on your heirs though. pnwmom Mar 2023 #47

+1 Gidney N Cloyd Mar 2023 #77

So if the 2nd spouse dies, do they get the same deal? SouthernDem4ever Mar 2023 #95

Yes, if there's anything left in the house, it covers both. If the house still pnwmom Mar 2023 #100

No, it is an enormous help to many. Hortensis Mar 2023 #11

The GOP health plan, if you get sick die quickly. n/t Marcus IM Mar 2023 #3

What's the point of Medicaid if they can claw it back when you die? Something reeks. nt crickets Mar 2023 #4

Notice it's only for poor people on Medicaid. Anyone know if Medicare does this on wealthy users? Samrob Mar 2023 #10

Medicare only covers certain illnesses SouthernDem4ever Mar 2023 #15

Anyone who needs longterm care etc. Meowmee Mar 2023 #50

For seniors, Medicaid is the backup plan for Medicare. People on Medicare pnwmom Mar 2023 #58

This Is A Bit RobinA Mar 2023 #28

Yes, I believe most states have pretty big limits on Ilsa Mar 2023 #74

The point of Medicaid is to make sure there's care for everybody, that no one will lack for care pnwmom Mar 2023 #57

Having read up on it a bit, it makes more sense to me now. crickets Mar 2023 #59

I know it's confusing because we're used to thinking about insurance, pnwmom Mar 2023 #65

This is absolutely insane. Governments should not be acting as health debt collectors for the poor. LonePirate Mar 2023 #5

From their relatives? Nictuku Mar 2023 #8

There is a Caregiver Child Exemption that would possibly protect her home: W_HAMILTON Mar 2023 #13

Yes seek an Eldercare Attorney, everyone listen to this Captain Zero Mar 2023 #30

And in this case the spouse is alive. Ilsa Mar 2023 #75

Medicaid RobinA Mar 2023 #29

They won;t come after inthewind21 Mar 2023 #33

No, not from their relatives. They can take from the estate. Mariana Mar 2023 #35

What is insane? People who enter nursing homes with fully paid-for homes aren't "poor." pnwmom Mar 2023 #48

Well-said. This is pretty much how it works. When we were getting ready to Ilsa Mar 2023 #76

Seems fair Zorro Mar 2023 #6

Caregiver families can't recover their costs either leftstreet Mar 2023 #9

Amen! W_HAMILTON Mar 2023 #14

It's not true that Medicaid doesn't help caregivers. In my state, even a family member pnwmom Mar 2023 #79

Medicaid is administered by the states themselves and, as a result, vary widely by state. W_HAMILTON Mar 2023 #80

Your mother is bedridden and requires round the clock care. It's insane pnwmom Mar 2023 #90

I am not sure what the "Greenhouse model" is, but I will look into it. W_HAMILTON Mar 2023 #91

Here's some info about The Greenhouse Model: small nursing homes, pnwmom Mar 2023 #93

Fuck medicaid? sarisataka Mar 2023 #17

Yes. They force people into poverty before helping leftstreet Mar 2023 #40

Trillions for war. Tens of trillions as the river of time flows by. Celerity Mar 2023 #42

Preserving inheritance over medical care sarisataka Mar 2023 #43

Now do both n/t leftstreet Mar 2023 #53

No one is entitled to an inheritance. I got nothing financial from my parents pnwmom Mar 2023 #87

But a nursing home is entitled to saved earnings leftstreet Mar 2023 #88

Why shouldn't people pay for their own nursing home care with earnings they've saved, pnwmom Mar 2023 #89

So, no student loan forgiveness then? leftstreet Mar 2023 #96

Biden's decision on student loans was based on a law passed after 9/11 pnwmom Mar 2023 #99

They haven't forced people into poverty. When a person's assets have run out, pnwmom Mar 2023 #61

When assets run out... leftstreet Mar 2023 #71

When my mother needed the care in a nursing home, we were grateful she could obtain it pnwmom Mar 2023 #72

Thanks for your informative comments. A lot of us Hortensis Mar 2023 #81

The big take away for me pnwmom Mar 2023 #83

"start looking BEFORE we were desperate." :) You did get that across! Hortensis Mar 2023 #85

I know a woman who provided her mother care at home and Medicaid paid for it. pnwmom Mar 2023 #78

WOW inthewind21 Mar 2023 #36

Right. And I know another woman who got certified (took a first aid class) to be pnwmom Mar 2023 #86

But the caretakers can be paid, if the parent has a paid-for home, which is what the OP is about. pnwmom Mar 2023 #49

Does nothing for renters leftstreet Mar 2023 #52

Of course Medicaid does something for renters! Renters without assets qualify for pnwmom Mar 2023 #55

Yes, they can. Medicaid also reimburses costs for in home care, pnwmom Mar 2023 #60

States recover .55 percent of what they spend on Medicaid. Not 55 percent: about half a percent. WhiskeyGrinder Mar 2023 #22

Eat the rich Fullduplexxx Mar 2023 #7

All this because our govt. refuses to fund healthcare out of general taxation. area51 Mar 2023 #12

Considering the average cost of a nursing home is between xmas74 Mar 2023 #16

EXACTLY. That's how my siblings and I felt after my mother died. pnwmom Mar 2023 #51

I work with patients every single day, helping them apply for Medicaid. xmas74 Mar 2023 #56

Yes! Long term care is a nightmare maxrandb Mar 2023 #18

Instead of moving her to another facility, you could have chosen a facility pnwmom Mar 2023 #62

There seems to be a lot of misunderstanding sarisataka Mar 2023 #19

You mean Medicaid doesn't exist for the purpose Mariana Mar 2023 #23

LOL. I am also surprised by the lack of information many have -- even people with older relatives.nt pnwmom Mar 2023 #63

Pay it back? RussBLib Mar 2023 #20

The surviving families aren't required to pay anything back. Mariana Mar 2023 #24

This is wrong maxrandb Mar 2023 #37

I imagine very few of the top 1-5% rely on Medicaid. Mariana Mar 2023 #38

Well, Let's Say RobinA Mar 2023 #31

The way my Depression-era mother did it wasn't as painful as some might think. pnwmom Mar 2023 #70

This is a good incentive for people to commit suicide rather than receive longterm care. Sky Jewels Mar 2023 #21

They don't impoverish their families. Mariana Mar 2023 #25

But the heirs won't get what they take from the estate Sky Jewels Mar 2023 #26

Lots of people don't get inheritances. Mariana Mar 2023 #27

The parent's estate is being spent on the parent's care, till the parent runs out of assets, pnwmom Mar 2023 #68

Not sure inthewind21 Mar 2023 #32

Nazis often deemed infirmed as useless eaters.... Nat-Cs do the same today... More later... MayReasonRule Mar 2023 #34

What are you talking about? Medicaid is a government program that takes care of people's pnwmom Mar 2023 #67

I'm referring to the state suing the family after the fact. It's abhorrent. MayReasonRule Mar 2023 #69

Except inthewind21 Mar 2023 #97

The state uses a private contractor to collect through "legal proceedings"... MayReasonRule Mar 2023 #98

This is Normal NowISeetheLight Mar 2023 #39

Some of the replies in this thread are archetypal examples of why the US is a ferociously unjust Celerity Mar 2023 #41

Some of the replies are acknowledging sarisataka Mar 2023 #44

The ones I was referring to are doing more than acknowledging reality. nt Celerity Mar 2023 #45

Medicaid is actually something that isn't unjust. pnwmom Mar 2023 #64

:) Some who dream of economic equality for everyone Hortensis Mar 2023 #82

Some people think that a parent's assets should not be spent on the parent while they're alive, pnwmom Mar 2023 #84

The for-profit nursing home industry has a term for this process.. Volaris Mar 2023 #46

My mother doesn't own the home she lives in MissB Mar 2023 #54

Unfortunately, this is not uncommon Texasgal Mar 2023 #66

The spouse is alive and may remain in the home. Ilsa Mar 2023 #73

I could be wrong, but I don't even think you're allowed to own a home ecstatic Mar 2023 #92

The problem in trying to distribute most of the property ahead of time pnwmom Mar 2023 #94