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global1

(26,507 posts)
Fri Apr 14, 2023, 08:49 PM Apr 2023

Kia Dealer Slipping A Credit Card Surcharge To Their Service Bills...... [View all]

I made an appointment today to take my Kia Soul in for service (basically an oil check and change). I just received an e-mail confirmation for my service appointment - with this bit of new information tacked on to the e-mail.

It reads:

As of March 1st 2023, there will be a 3.25% charge for credit card payments. There is no fee for debit card payments, cash payments or checks. Thank you for your understanding.


It's always been my understanding that a credit card is a convenience when you purchase something. If I don't pay my bill on time or if I pay only a portion of my monthly bill - the credit card company charges me interest and late fees if I don't make the payment by the deadline.

I've always come to believe that businesses accept credit card payments without tacking on a surcharge for a customer making a payment by credit card. I've always thought that "it is a cost for the business for doing business".

I'm terribly upset about this surcharge and I also question the legality of a business to add such a surcharge to their bill.

My eye-doctor tried to do this during the pandemic. I called him on it and said it was unfair to pass that on to the patient. I told him it was a cost of him doing business. On my next 6 month visit to his office - his credit card surcharge was eliminated. I'm thinking that he got an earful from other of his patients.

Aren't surcharges like this what Pres. Biden commented on in one of his speeches and was moving to do something to eliminate them?

I'm going to pay this Kia dealer with a personal check. Then I'm going to look for other Kia dealers in my city that aren't tacking on a credit card surcharge. I'm going to take my business elsewhere and never do business with this dealer again.

I'm thinking that other car makers aren't instituting such surcharges. I'm also thinking of writing a letter to the editor of our local community newspaper and putting it out their for other customers and potential customers to see.

What do you think? Is such a surcharge legal? Am I wrong for making such a fuss about this? Has anyone else run into such credit card surcharges? I'm curious to hear what others think about this.

54 replies = new reply since forum marked as read
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My advice...follow WITH your money. Enter stage left Apr 2023 #1
Where I live dentists, hair dressers, auto repair places, barbers, etc. DURHAM D Apr 2023 #2
Your information is only partially correct for debit cards in the United States GregariousGroundhog Apr 2023 #16
Well shame on me. DURHAM D Apr 2023 #18
Oh, Delphinus Apr 2023 #39
Just did a bathroom remodel. Custom shower door firm NoMoreRepugs Apr 2023 #3
+1000 GuppyGal Apr 2023 #27
Some restaurants are doing it too. raccoon Apr 2023 #50
I think the cc companies are at least partially responsible. OAITW r.2.0 Apr 2023 #4
I thought at one time is was illegal to charge more for credit card or to offer cash discounts bucolic_frolic Apr 2023 #5
Why would it be illegal? We don't have price controls. brooklynite Apr 2023 #20
It wasn't illegal, Ms. Toad Apr 2023 #22
Yes, that is my point, it was illegal at some point and remains illegal in some states bucolic_frolic Apr 2023 #35
There is a difference between being illegal, Ms. Toad Apr 2023 #44
To repeat the post to which you are replying, surcharges are prohibited in 10 states bucolic_frolic Apr 2023 #47
You seem to be ignoring most of what I said. Ms. Toad Apr 2023 #48
And yet the Fla DMV adds a surcharge for CC use. nt EX500rider Apr 2023 #52
I've seen Delphinus Apr 2023 #40
A lot of gas stations charge $.10 per gallon more for credit cards vs. cash wishstar Apr 2023 #54
It wasn't illegal, it was in the contract with the credit card companies... hunter Apr 2023 #51
It's common in Michigan at gas stations. roamer65 Apr 2023 #6
there is one station near me that does the 10 cents per gallon higher w/ cc. orleans Apr 2023 #28
Zappa! roamer65 Apr 2023 #29
lol orleans Apr 2023 #30
A Place Right By Our House Does 5 Cents ProfessorGAC Apr 2023 #53
Lots of companies have credit card surcharges, especially small businesses. TwilightZone Apr 2023 #7
I think it's a normal and expected cost of most business and should simply be built into the price. W_HAMILTON Apr 2023 #32
Coincidence! We just went to a Honda dealer to get a part, and Nixie Apr 2023 #8
This message was self-deleted by its author yonder Apr 2023 #9
Yeah, this is becoming more common. A local grocer (Chinese bodega) told me... keep_left Apr 2023 #10
If your dealer is fugazi, only take your car to them when it is imperative. TheBlackAdder Apr 2023 #11
It's legal Zeitghost Apr 2023 #12
Retailers pay a % to the cc company for credit card transactions. Mosby Apr 2023 #13
Just checked the service invoice and no credit card fee. Nixie Apr 2023 #14
I thought that they couldn't add a surcharge for using credit, but they can give a cash discount MiniMe Apr 2023 #15
That used to be the case, Ms. Toad Apr 2023 #25
My Honda dealership started doing that in February moose65 Apr 2023 #17
Time to go back to writing checks, I guess GoodRaisin Apr 2023 #36
Well, no.... moose65 Apr 2023 #38
Oh, well, GoodRaisin Apr 2023 #42
I pay mine off every month, too moose65 Apr 2023 #49
Telling you upfront that there'll be a credit card surcharge isn't "slipping"... brooklynite Apr 2023 #19
There was a time that credit card companies would refuse to do business with someone who charged Chainfire Apr 2023 #21
I just checked that - Ms. Toad Apr 2023 #23
I don't know about car dealers but FemDemERA Apr 2023 #24
If you want "fairness", stop gaming the perks! Thunderbeast Apr 2023 #26
I would prefer the discounts for cash moose65 Apr 2023 #41
My doctors' office is doing the same, adding 2 or 3% for Ilsa Apr 2023 #31
some gas stations have charged less for cash for years. AnotherDreamWeaver Apr 2023 #33
Credit card companies are like a 3% tax on everything we buy, payable to a private company lostnfound Apr 2023 #34
My Toyota dealer charges a credit-card fee nuxvomica Apr 2023 #37
Local companies do that all the time. I noticed that some gas stations started doing it. They even themaguffin Apr 2023 #43
It's the most fair way to me EX500rider Apr 2023 #45
There was a credit card surcharge back in the day because the vendors got charged for their use Hekate Apr 2023 #46
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