Medicare Aint Cheap [View all]

[DemBlue76]

We are just 65 and as first time enrollees do not have to pass any medical underwriting. I am grateful we will have Medicare. The cost is uncomfortable but manageable. I just want folks who are considering retirement to realize it is still expensive. I was surprised. Here are best options in my area


Original with Medigap (Plan G) and Drug Plan

Premiums $7,800
Out of Pocket Drugs $4,500
Dental all out of pocket $1,000
Doctor/Hospital Out of Pocket $0

Total - $13,300 anually

Original insurance is best you will ever get. Any doctor or hospital, no futher co-pays.


Advantage (Private)

Premiums $3,960
Out of Pocket Drugs $4,500
Dental (coverage included) $0
Doctor/Hospital Out of Pocket $1,000 - $5,000 (feel lucky?)
Total - $9,460 to $13,460 annually

Advantage is inferior insurance. Networks, delays, denials.