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Hassin Bin Sober

(27,492 posts)

29. Wait. You were walking and your lawyer friend says the car insurance is owed the money?

Tue Jan 17, 2012, 09:32 PM

Jan 2012

Ask yourself - was your car insurance on the hook for the claim? Of course not. Your lawyer friend is crazy.

edit to add: maybe I should assume something was lost in translation. I'm sure your lawyer friend isn't crazy. It would be your personal health insurance company, the people who paid the claim for ER bills etc., that would have a claim on monies paid to you - up to their out of pocket for your bills of course.

On a related note: I went to high school with a guy who was hit by a person who was hit by a bus. He was walking downtown and next thing he knew, he woke up in the hospital. Never saw what hit him and knocked him out cold. A body flying through the air. The other person didn't make it.

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In My Home, In the Kitchen, With a Steak Knife [View all] iwillalwayswonderwhy Jan 2012 OP

Homeowner's Insurance... Wait Wut Jan 2012 #1

Um ... I'm not sure of that. MedicalAdmin Jan 2012 #14

Probably would depend on the lawyer. Wait Wut Jan 2012 #18

The rule USED to be that if you shoveled the walk, you OWN the liability for not doing a ... Hassin Bin Sober Jan 2012 #21

Dream on WillowTree Jan 2012 #27

what kind of insurance would have covered it? Enrique Jan 2012 #2

Yeah, I get the work and the worker's comp thing iwillalwayswonderwhy Jan 2012 #6

I suspect they present the generic categories and any answer other than your own home... Hassin Bin Sober Jan 2012 #17

The liability coverage under a homeowners policy. WillowTree Jan 2012 #28

car insurance only pays for accidents in the car booley Jan 2012 #35

Shit I thought we were playing Clue... SomethingFishy Jan 2012 #3

That's pretty much how I answered the letter iwillalwayswonderwhy Jan 2012 #7

I don't remember that option in Clue... TlalocW Jan 2012 #4

I got the same kind of thing sharp_stick Jan 2012 #5

Yeah, my insurance does that too. Matariki Jan 2012 #8

PS - we need single payer health care. Matariki Jan 2012 #9

What if you were watching a cooking show...could they argue it took place in Rachel Ray's kitchen? brooklynite Jan 2012 #10

i like the way you think Enrique Jan 2012 #11

We have a pair of scissors in a drawer in the kitchen for just such emergencies. RC Jan 2012 #12

I have two pairs of kitchen scissors iwillalwayswonderwhy Jan 2012 #15

I got that when I slipped on some ice coming out of my garage on my property and broke my hand. ieoeja Jan 2012 #13

They are looking to deny it. MedicalAdmin Jan 2012 #16

I had a similar experience with my health insurance rsdsharp Jan 2012 #19

And there you have it. Hassin Bin Sober Jan 2012 #20

It would have been a subrogation action. rsdsharp Jan 2012 #22

The suit is often times filed on the injured party's behalf in their name. Hassin Bin Sober Jan 2012 #23

I'll just hang the law degree in the toilet rsdsharp Jan 2012 #33

You might have to, if you can't grasp the nuanced idea that "OFTEN TIMES" .... Hassin Bin Sober Jan 2012 #37

CT/X rays irisblue Jan 2012 #32

I used to feel the same way anout tests until I had a co-worker die from a brain bleed. Hassin Bin Sober Jan 2012 #40

I was investigated by my insurance company for having an MRI proud2BlibKansan Jan 2012 #24

If you were injured in someone else's home AND you were able to collect from them or their insurance WillowTree Jan 2012 #25

As a pedestrian, I was once hit by a bus...... mrmpa Jan 2012 #26

Wait. You were walking and your lawyer friend says the car insurance is owed the money? Hassin Bin Sober Jan 2012 #29

No, my health insurance wouldn't pay.... mrmpa Jan 2012 #30

It's called "subrogation", and it's basic to all insurance law. nt Romulox Jan 2012 #34

You mean to tell me I am insured by my AUTO policy when I'm walking? Hassin Bin Sober Jan 2012 #36

In general, yes. "Subrogation" is your insurance company's right to seek to re-compensation Romulox Jan 2012 #38

I get all that. I'm just trying to understand why her auto insurer .... Hassin Bin Sober Jan 2012 #39

I got the same thing about my last shoulder surgery csziggy Jan 2012 #31