Then, SURPRISE! You're not covered for that. Or you're denied because reasons.
They will offer you all kinds of things they can get lucratively reimbursed from the Feds for, whether you need it or not. Screenings out the wazzoo. "Wellness checks" from hell to breakfast.
And a lot of times they'll -surprise, surprise- FIND THINGS that you should looked at in more detail! More lucratively Federally-reimbursed diagnostic procedures and stuff. More appointments, for which they can bill the taxpayers.
Everything easy, cheap or FREE to you! LOTS of it... including tons of shit you don't need, and plenty of things that will have you worrying for a few weeks until all the screenings and checks and diagnostic tests are done and there isn't really much to do to fix it except maybe MORE PILLS.
The taxpayers, of course, get shafted left right and center for all this.
You may well end up juggling a bunch of prescriptions and even OTC meds for stuff that you really may or may not need, that really may or may not be doing you any good... and, in fact, may have side effects that keep you feeling seedy on a regular basis, but, hey... it's all for wellness and preventive medicine and good maintenance practice to Stave Off The Worst.
And then, someday, if you're unlucky, The Worst will arrive.
And your friendly, accommodating Advantage Plan will deny coverage, sorry.
Yeah... it's a great deal for the subscriber, unless you want to be able to see specialists without getting a preauthorization from your Advantage plan. Or unless you need actual care for an actual issue.
On the other hand, the process of actually signing up for basic Medicare, plus Part D and, if you want (and it's a good idea) a Medicare Supplement plan, can be painful enough to make you WISH you'd gone with an Advantage plan coz they make those REAL easy.
But it's worth the trouble.
helpfully,
Bright
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