The requirements vary across states to be an accountant. In California you need a bachelor's degree with 150 semester hours in accounting, plus you need to pass the CPA test and have a year of accounting job experience. In other states, the requirements may be less stringent.
This is the problem with phrases like "financial analyst". Like the title "counselor" is used interchangeably with "therapist" or "psychologist", which are very different things.
We have counselors in schools that do not require any university education or an AA degree. To be a therapist, you need a Master's Degree in Psychology or Social Work, an MFT License or LCSW, or the newer LPCC. Clinical Psychologists are also Therapists. A Psychologist is someone with a Doctoral degree usually in Clinical Psychology or Counseling Psychology and a license as a Clinical Psychologist. But because words are cheap and people can be lazy, everyone is a "counselor".
Back to the topic, the problem with our two "confused" voters, may simply be a lack of involvement and investment in politics and a lack of information about how public policy and economies work. It can be a pain in the ass to stay informed about what is going on. Sometimes knowing sucks. When you know things, you can't live in a world of make believe. You are hit in the face with reality, and it can be depressing.
I partially agree with the idea of "dumbing down" mainly because Conservatives have made it clear that they do not like public education, education in civics, and an "informed populace". Those things interfere with their desires to impose their version of society onto the rest of us.
If people really knew what the goals and policies of the Conservative movement were, they would have less support than they actually do now. Conservatives are very good at manipulating emotions and creating and exacerbating antipathy toward participation in the political process among large swaths of the population.