General Discussion

dalton99a

(94,684 posts)

4. States should allow switching from MA to supplement without underwriting.

Sun Dec 3, 2023, 03:07 PM

Dec 2023

Countless people on MA did not have this critical information when they signed up

MA is great if you are healthy and not needing serious medical care/rehab

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ariadne0614 CrispyQ

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I am shopping for a medicare supplemental plan [View all] chillfactor Dec 2023 OP

I stick with the Medicare supplement and have never had a problem. flying_wahini Dec 2023 #1

Which company do you use for the supplemental? Evolve Dammit Dec 2023 #22

Supplements must be the same within their category across the board yellowdogintexas Dec 2023 #2

Thank you!!!!!!!!!! chillfactor Dec 2023 #6

I too avoid all Medicare Advantage programs MiniMe Dec 2023 #3

You can switch back at huge costs IbogaProject Dec 2023 #18

It's not worth it to me. MiniMe Dec 2023 #20

You MAY be able to switch back - but in most states there is no guaranteed issue - Ms. Toad Dec 2023 #35

I was more covering the negatives IbogaProject Dec 2023 #38

The Medicare Advantage Trap: keithbvadu2 Dec 2023 #53

I was told I could switch once. I have an Advantage Plan and it has a max out-of-pocket of 3400. I do Evolve Dammit Dec 2023 #24

Check Humana. Haggard Celine Dec 2023 #29

I had Humana at one point. chillfactor Dec 2023 #32

I've had them for several years and I've Haggard Celine Dec 2023 #36

thanks Evolve Dammit Dec 2023 #46

In most states that is only true if you are within a year (sometimes less) Ms. Toad Dec 2023 #37

Dang, I've been on it for over a year Evolve Dammit Dec 2023 #45

My friend works for UHC and is "covered" by their employee plan dflprincess Dec 2023 #39

The brainwashing to make Americans believe single-payer (Medicare expansion) is a communist evil plot Evolve Dammit Dec 2023 #44

I'm very happy with my Kaiser Advantage plan. CrispyQ Dec 2023 #41

The whole "in-network" thing is what can change instantly. Aetna even has a disclaimer that (summarized) Evolve Dammit Dec 2023 #43

States should allow switching from MA to supplement without underwriting. dalton99a Dec 2023 #4

Good for you! I've been happy with Plan G through United of Omaha since it became available. ariadne0614 Dec 2023 #5

I'm also on plan G and never had a problem with any of my GoodRaisin Dec 2023 #7

Mutual of Omaha? Evolve Dammit Dec 2023 #25

Yes. U of O is a subsidiary of M of O. n/t ariadne0614 Dec 2023 #47

Thanks. I had not heard of that, but companies/ subsidiaries/contractors/ partners/sub-contractors..... Evolve Dammit Dec 2023 #48

I have a Blue Cross plan G supplement LetMyPeopleVote Dec 2023 #51

Plan G saved my Mom years ago. Through AARP, underwritten by Prudential. Now they use United Health Care?? Evolve Dammit Dec 2023 #59

My wife and I haved loved our supplemental plans for NewHendoLib Dec 2023 #8

WHEN will someone (anyone) do something about the Disadvantage plans? vapor2 Dec 2023 #9

Yeah, the 51% who choose MA are so stupid. Glad we have people telling them what Silent Type Dec 2023 #30

I'm worried by the time I retire there will mucifer Dec 2023 #10

My housemate is old enough to have a plan F MiniMe Dec 2023 #55

My Drs told me XanaDUer2 Dec 2023 #11

I agree, but the insurance lobby won't allow it MiniMe Dec 2023 #56

Be sure to sign up for a Medigap aka a Medicare Supplement program within the designated 6 month period progree Dec 2023 #12

I bet most people who sign up are not aware of the significance of that restriction. dalton99a Dec 2023 #14

Yes, unfortunately /nt progree Dec 2023 #15

I'm anxious about retirement Dave says Dec 2023 #16

My spouse stayed on my work plan until she was 69. Ms. Toad Dec 2023 #40

Thank you Dave says Dec 2023 #49

Yeah you're fine until her coverage stops. Voltaire2 Dec 2023 #58

Original Medicare and a Supplement is the best option IMO Desert grandma Dec 2023 #13

We've enjoyed TransAmerica Lulu KC Dec 2023 #17

Very happy with this plan. Had it for 5 years now. nature-lover Dec 2023 #19

We have TransAmerica as well. Desert grandma Dec 2023 #31

Husband has AARP UnitedHealthcare supplemental (called plan F I think). MLAA Dec 2023 #21

That is the plan that I have. It is no longer available except for those brer cat Dec 2023 #26

Thanks for the update, I guess it was too good to be true! MLAA Dec 2023 #42

Yes we have the AARP supplement Freddie Dec 2023 #54

How great to have a daughter with such experience in the healthcare world to help guide you. MLAA Dec 2023 #57

I retired 13 years ago, our union pushed us into a Medicare Advantage doc03 Dec 2023 #23

Let me just say: IT DOESN'T NEED TO BE THIS FUCKING CONFUSING AND DIFFICULT". Rant off. Evolve Dammit Dec 2023 #27

I was fortunate claudette Dec 2023 #28

Pay attention to their rate basis eallen Dec 2023 #33

Decide on your personal parameters chowmama Dec 2023 #34

Several of my law partners and I have schedule G supplements LetMyPeopleVote Dec 2023 #50

We have Blue Cross supplemental G and a part D - here is what we pay NewHendoLib Dec 2023 #52