Medicare Advantage Plans Disadvantage Many Elderly and Disabled People

[llmart]

14. You can also be very healthy and fit as I am...

and one day you find a growth that needs surgery. Nothing major like a cancer, but a benign tumor that has to come out. My total costs for doctors' and hospital and tests and anesthesiologists was over $70,000 and all I paid was my deductible which was about $280. I have Medicare and a supplement plan. I had an Advantage plan when I first was eligible and something told me that I should switch for peace of mind as I aged. I am so glad I did. I could pick whichever doctor I wanted. I even got two second opinions - one for the radiologist's findings and one for the surgeon. No charge.

My point is, you can be healthy one day and not the next, especially when you are entering your senior years. I've had a lifetime of rarely having to see a doctor, but I'm not naive to think I'll be that one person who never needs anything major as an older person.