General Discussion
In reply to the discussion: I signed up today for a regular medical supplement program for Medicare [View all]TexasBushwhacker
(21,181 posts)Last edited Wed Dec 6, 2023, 09:18 PM - Edit history (1)
Well, I was just DENIED a Medicare Supplement plan by Mutual of Omaha, so if they can pick and choose, I guess that's another reason people can end up with Medicare Advantage.
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I signed up for a MA plan when I was disabled in my 50s and living on $1K a month SSDI. I wasn't eligible for a supplement plan because I was under 65. My MA plan had a zero monthly premium and covered my meds. At the time, it was a no brainer.
Now that I'm working again, I'm going with regular Medicare plus an issue age Medigap plan and Part D for my drugs. I am doing this mainly because I plan on traveling soon and I want to be able to go to any doctor or hospital anywhere in the US. It will be more expensive per month, but since it's an issue age policy, my premiums can't go up EVER. The only thing that will go up will be my Medicare Part B.