I've had this plan for a few years now and haven't had any problems. The only thing I don't like is all of the calls and texts I get from them. But they're always telling me about some preventive care to do, which is cheaper for them and good for me to do, anyway. The Advantage plan along with my secondary pay nearly all my bills and for my medicine. I just signed up for a better plan that's going to give me money for food and for my glasses. I think they're giving me a little bit of money, too. I like my insurance and hope it keeps me from losing my shirt with medical bills and my meds.