On being self insured: My health insurance does nothing to insure my health.

[MontanaMama]

60. If health insurance is something

An employee wants, they can be part of our small group plan and we pay their premiums. These premiums sometimes much more affordable because most of our employees are younger than we are. We have several employees who get health insurance through their spouses plan at little or no cost because those groups are large and thus they waive their opportunity to take part in our plan. We believe it is important for an employee to have some kind of health insurance whether it’s our plan or their spouse or partner’s plan. I have one employee who is on Medicare so he waives taking part in our plan. Each of our employees has different personal circumstances and we try to tailor benefits to their specific wants and needs, be they health insurance or other things but we don’t offer different plans.