Just curious, has anyone ever had a "CarShield" warranty that actually paid for car repairs?

[Niagara]

23. We've had this discussion about CarShield in the lounge a few years back.

I don't purchase extended warranties due to the fact it's a waste of money. I would say CarShield makes money off of fear.


Back in the day, I lived in a state where we didn't have mandated state inspections on our vehicles with window stickers saying that we had done so. I still had regular vehicle maintenance done such as 3,000 mile oil change, tire rotations, check fluids like coolant and brake, inspect belts and hoses. I always had my vehicle looked at right before I took my family on vacation to make sure it was road ready.


Today, I live in a state where we have mandated inspections once a year. Today's oil changes (for me anyways) are 5,000 miles, so my vehicle doesn't get looked over as often as I like it to. I have a beloved and trusted mechanic that treats me fairly. A person knows when they find that special mechanic and I've found mine. Not all mechanics are good or fair, especially to women and I remind him of that all the time.


Anyways, I think I got off track a bit, but what I wanted to say is that a good mechanic will let the costumer know there's potential vehicle issues impending or that needs to addressed soon. There should never be "my engine just died" or "I went through so and so's house because my brakes suddenly went out". Those issues would be from lack of preventative maintenance.


I believe that people should put aside money in their own bank account every paycheck for vehicle maintenance and repairs. Because my vehicle is going on 14 years, I've already socked away a little over $300 in the month of January for future vehicle maintenance and repairs. I'm not paying any multi million dollar company to deny me claims for stuff that I paid them to cover.