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Hassin Bin Sober

(26,376 posts)
36. You mean to tell me I am insured by my AUTO policy when I'm walking?
Thu Jan 19, 2012, 02:51 PM
Jan 2012

Last edited Thu Jan 19, 2012, 03:27 PM - Edit history (1)

The other poster is saying her AUTO policy paid a claim when she was hit while WALKING/pedestrian.

It seems to me, that would be on my health policy and THEY would be the one to demand subrogation. But then again, I've never been hit by a bus. I guess maybe admissions will ask for my State Farm policy rather than my Blue Cross policy.

I suppose if one was un-insured your auto policy people might do a favor and cover you?????? My neghbor purchased a, as it turns out, STOLEN car. After owning it a year, a detective showed up on her door step and drove off with her car on the hook. After much kicking and screaming, State Farm paid.....but that was a total "good will" scenario. Perhaps the other poster's auto policy paid under "un insured motorist medical"?????

I'm not doubting the other poster.... well maybe a little.... I'm just wondering how that works.

In My Home, In the Kitchen, With a Steak Knife [View all] iwillalwayswonderwhy Jan 2012 OP
Homeowner's Insurance... Wait Wut Jan 2012 #1
Um ... I'm not sure of that. MedicalAdmin Jan 2012 #14
Probably would depend on the lawyer. Wait Wut Jan 2012 #18
The rule USED to be that if you shoveled the walk, you OWN the liability for not doing a ... Hassin Bin Sober Jan 2012 #21
Dream on WillowTree Jan 2012 #27
what kind of insurance would have covered it? Enrique Jan 2012 #2
Yeah, I get the work and the worker's comp thing iwillalwayswonderwhy Jan 2012 #6
I suspect they present the generic categories and any answer other than your own home... Hassin Bin Sober Jan 2012 #17
The liability coverage under a homeowners policy. WillowTree Jan 2012 #28
car insurance only pays for accidents in the car booley Jan 2012 #35
Shit I thought we were playing Clue... SomethingFishy Jan 2012 #3
That's pretty much how I answered the letter iwillalwayswonderwhy Jan 2012 #7
I don't remember that option in Clue... TlalocW Jan 2012 #4
I got the same kind of thing sharp_stick Jan 2012 #5
Yeah, my insurance does that too. Matariki Jan 2012 #8
PS - we need single payer health care. Matariki Jan 2012 #9
What if you were watching a cooking show...could they argue it took place in Rachel Ray's kitchen? brooklynite Jan 2012 #10
i like the way you think Enrique Jan 2012 #11
We have a pair of scissors in a drawer in the kitchen for just such emergencies. RC Jan 2012 #12
I have two pairs of kitchen scissors iwillalwayswonderwhy Jan 2012 #15
I got that when I slipped on some ice coming out of my garage on my property and broke my hand. ieoeja Jan 2012 #13
They are looking to deny it. MedicalAdmin Jan 2012 #16
I had a similar experience with my health insurance rsdsharp Jan 2012 #19
And there you have it. Hassin Bin Sober Jan 2012 #20
It would have been a subrogation action. rsdsharp Jan 2012 #22
The suit is often times filed on the injured party's behalf in their name. Hassin Bin Sober Jan 2012 #23
I'll just hang the law degree in the toilet rsdsharp Jan 2012 #33
You might have to, if you can't grasp the nuanced idea that "OFTEN TIMES" .... Hassin Bin Sober Jan 2012 #37
CT/X rays irisblue Jan 2012 #32
I used to feel the same way anout tests until I had a co-worker die from a brain bleed. Hassin Bin Sober Jan 2012 #40
I was investigated by my insurance company for having an MRI proud2BlibKansan Jan 2012 #24
If you were injured in someone else's home AND you were able to collect from them or their insurance WillowTree Jan 2012 #25
As a pedestrian, I was once hit by a bus...... mrmpa Jan 2012 #26
Wait. You were walking and your lawyer friend says the car insurance is owed the money? Hassin Bin Sober Jan 2012 #29
No, my health insurance wouldn't pay.... mrmpa Jan 2012 #30
It's called "subrogation", and it's basic to all insurance law. nt Romulox Jan 2012 #34
You mean to tell me I am insured by my AUTO policy when I'm walking? Hassin Bin Sober Jan 2012 #36
In general, yes. "Subrogation" is your insurance company's right to seek to re-compensation Romulox Jan 2012 #38
I get all that. I'm just trying to understand why her auto insurer .... Hassin Bin Sober Jan 2012 #39
I got the same thing about my last shoulder surgery csziggy Jan 2012 #31
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