The Mandated "Bronze" Policy on The Exchange will only cover 60% of the actual Health Care Cost?

[B2G]

13. Read this, It ain't gonna be cheap.

http://www.acscan.org/pdf/healthcare/implementation/background/PlanLevelsStandardizationofCoverage.pdf

Example:
Juan is a 23 year old waiter with diabetes who makes $21,000 per year. He enrolls in the
lowest-cost silver plan he can find. His annual premium is $3500, but because of his income,
the government pays $2635 of that (he pays $865). Unfortunately, shortly after he signs up for
his new plan, he needs emergency surgery for a burst appendix. However, because he’s eligible
for cost-sharing assistance, his out-of-pocket liability (premiums plus cost-sharing) is capped
at $3840, or 18% of his income.

Examples:
The Peters family of four earns $100,000 a year. They’re all pretty healthy, so they purchase
a bronze plan because the premiums are relatively low, $700 per month. However, in April
their son Carl is diagnosed with a rare form of leukemia that requires aggressive treatment
and hospitalization. The bronze plan requires a deductible of $7500, as well as co-insurance
on cancer drugs of 20%. During the course of the year the Peters exhaust their deductible and
reach the out-of-pocket limit ($11,900) imposed by the law. Over the course of the year, the
Peters spend $20,300 on premiums, deductibles and other out-of-pocket costs — over 20% of
their income. [Note: each plan is required to offer an annual “open enrollment” period, so the
Peters can, later in the year, move to a more comprehensive plan].

Sarah is a 35 year-old engineer who makes $75,000 as an independent contractor. She’s a
breast cancer survivor and signs up for a platinum plan in the exchange. Her annual premiums
are $8000, but there is no deductible and co-payments are low. During the course of the year
her breast cancer returns, requiring immediate treatment. She has numerous doctor visits,
surgery, and must start chemotherapy. Her cumulative copayments reach $500. In total she
spends $8500 on premiums and other cost-sharing combined, or 11% of her income.