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In reply to the discussion: Holy shit. Be prepared for the consumer to get screwed on your healthcare advantage programs. [View all]markodochartaigh
(4,775 posts)My sister has a friend who was her office manager. She retired at 66 1/2 and took Medicare Advantage. She is a Republican, and that is the last that I will say about that. She did great, her hypertension really improved after she retired and her Advantage plan was great. For about two years. Then, as so often happens to us retirees the excrement hit the electrical oscillating device. Her daughter's large dog knocked her over accidentally and broke her hip. Advantage was still OK. But the stress caused her blood pressure to go back up, really high, like it had been for decades before she retired. There are few doctors in her town of 300k who take her plan, and she couldn't afford to switch plans. Everything in our bodies is connected and when we are older one thing leads to another. She needs care from specialists and the nearest ones who take her plan are 350 miles away. And Advantage has started to deny procedures and treatments, on top of making some more difficult to get by a long process of getting approvals. Did I mention that all of this hasn't helped her mental acuity? My sister is a nurse practitioner and has been helping, but she is still working and navigating the insurance swamp literally takes hours.