Holy shit. Be prepared for the consumer to get screwed on your healthcare advantage programs.

[LilElf70]

228. I get what you're saying

Fortunately, I have not run across either of those situations. I do know this. At this time, my PCP belongs to a hospital group that has the reputation of being the top 10 in the country. As long as the insurance company continues to cover him and the hospital group and it's doctors, I will stick with what I have. I have zero complaints. If that changes, the formula changes. I have had 2 angiograms over the past 5 years with some of the top docs in the country. I'm quite pleased with the results. There have been no rumors about any hospital in the area that will not take Medicare Advantage, private, or with the government, in the future.
I know someone that has Medicare Advantage, that will soon be going thru a kidney transplant, and a knee replacement. This person will be getting the best care around, and there has been no mention of no treatment, financial issues, etc.

Again, until the situation changes, I will continue to stick with what I got and save thousands of out of pocket expenses annually. Being a senior, this is the best route for me and my wife at this time. I wish us luck, based on all the negativity this post has generated. It's good to know though. Hell I could go tomorrow.

I really cannot afford to spend an amount (monthly) that is equivalent to a car payment, for health care. Yeah, it looks like a risk, but its a risk, I am willing to take at this time. Shit, life is a risk, and we sure as hell aren't going to get out of this alive. I'd like to retire without being restricted to my house forever, and not being able to afford to go out once in a while. Even take a small vacation, while I still can. Every day life has been very hard to keep up with lately. Have you priced car insurance lately? Home owners insurance? Gas? Water? Electric? Food? It's insane. How do you keep up with it on a fixed income?

Every day, we all get closer to the final chapter, and based on what I see from others, it's not pretty. I still wanna have some fun. And that takes money, the root of all evil.

Now let's talk about fixing this permanently, and get expanded medicare for all(everything). Especially for the citizens in the richest country in the world. Has anyone been counting how much we spend helping everyone else in the world? And yet not covering healthcare for everyone at home? Yes, this is insane too.