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In reply to the discussion: More Than 500,000 Americans Set to Lose Their Medicare Advantage Plans [View all]karynnj
(60,978 posts)20. They can return to the basic traditional medicare and to any part D (the drug) part
The problem is that ONLY when you first are eligible can you get a Medigap plan without going through answering medical questions that will determine if they accept you .. and at what cost. So, if you are someone with no significant medical problems, you go through the underwriting and can choose a Medigap plan. If, however, you have major medical problems it will be hard to get a plan and you will pay a lot.
That said, you will not be uninsured. For instances, Medicare will pay a very significant amount of your cost, but for many things, you will pay 20% of the Medicare agreed on price.
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More Than 500,000 Americans Set to Lose Their Medicare Advantage Plans [View all]
dalton99a
Sep 2024
OP
I sure hope they can. Another reason to choose original Medicare. You won't be cancelled.
Lonestarblue
Sep 2024
#2
I can see the conflict because of your positive experience with HealthPartners.
Lonestarblue
Sep 2024
#43
Thanks much for your perspective. I'm leaning more toward Original Medicare in the hopes that Harris/Walz win and
Jmb 4 Harris-Walz
Sep 2024
#48
Great! I'll get my 94 year old mother on the web, or phone to pick a new plan right away
maxrandb
Sep 2024
#9
I have a Plan F Medigap through AARP. That is no longer available to new people. It covers deductible also.
Wonder Why
Sep 2024
#14
They can return to the basic traditional medicare and to any part D (the drug) part
karynnj
Sep 2024
#20
That was my experience in Colorado. I decided to change from United Health Advantage
likesmountains 52
Sep 2024
#39
I can't return to traditional Medicare--I never had it because I could never afford it.
elocs
Sep 2024
#37
Nope. Because I am on Medicaid my MA plan has dual care coverage with Medicare the first payer, then Medicaid
elocs
Sep 2024
#46
+1. This is what happens when Medicare is privatized and becomes profit-driven.
dalton99a
Sep 2024
#11
Not true. If you go back to regular Medicare, there are no insurance companies involved. However, if you
Wonder Why
Sep 2024
#13
Wealthcare doesn't work. America ranks worst in the world for health care--despite spending trillions
CousinIT
Sep 2024
#7
Fortunately, there is guaranteed issue for MediGap if the MA plan leaves your are.
Silent Type
Sep 2024
#23
They can't profit from old sick people so of course it's time to throw them away.
onecaliberal
Sep 2024
#30