More Than 500,000 Americans Set to Lose Their Medicare Advantage Plans

[Silent Type]

23. Fortunately, there is guaranteed issue for MediGap if the MA plan leaves your are.

When does federal law require guaranteed issue protections for Medigap?

"Federal law provides guaranteed issue protections for Medigap policies during a one-time, six-month Medigap open enrollment period for beneficiaries ages 65 and older when enrolling in Medicare Part B, and for certain qualifying events.

"These limited circumstances include instances when Medicare beneficiaries involuntarily lose supplemental coverage, such as when their Medicare Advantage plan discontinues coverage in their area, or when their employers cancel their retiree coverage. Beneficiaries who are in a Medicare Advantage plan also have federal guaranteed issue rights when they move to a new area and can no longer access coverage from their Medicare Advantage plan. In these qualifying events, people ages 65 and older in Medicare generally have 63 days to apply for a supplemental Medigap policy under these federal guaranteed issue protections. . . . . . "

https://www.kff.org/medicare/issue-brief/medigap-enrollment-and-consumer-protections-vary-across-states/



https://boomerbenefits.com/medicare-supplement-guaranteed-issue/

https://www.medicare.gov/health-drug-plans/medigap/ready-to-buy

It’s a hassle for sure.