If you’re younger than 50 and entirely self insured you’re in for a nightmare..

[drlindaphd]

43. Healthcare costs

My husband retired in 2001. He has been on Medicare through the PA State Employee's Retirement System. As his wife, who is not yet 65, I am also entitled to receive my medical insurance through this group. I pay over $1000 a month for my PPO. This is all before the Affordable Care Act.

I will turn 65 this March and be Medicare eligible. I just submitted my application on the first of December.

Complain all you want, it will not be any worse. I am a provider, a licensed psychologist. I have seen this from all sides. I have more than just my personal experience to go on. I have adjusted my fees down for people who cannot afford insurance. I see people pro bono. I am not in this profession to become wealthy. Fortunately, I can follow my ethics and beliefs and practice my way. I work to help people.

I am tired of people who do not see what a benefit the president's reforms are. They are far from perfect, but we have to get control of our healthcare out of the hands of the insurance and pharmacological industries. We are suffering so they can make money. That is why premiums are so high.

Stop blaming the president. He is powerful, but he is not all powerful.