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splunge63

(159 posts)
16. if you like health insurance (having bean counters making decisions), get Medicare "Advantage"
Wed Oct 30, 2024, 09:14 PM
Oct 2024

then pray you don't get seriously sick. what a scam

Recommendations

5 members have recommended this reply (displayed in chronological order):

Medicare Advantage Plans can be wonderful. PoindexterOglethorpe Oct 2024 #1
This! Joinfortmill Oct 2024 #104
Thank you. PoindexterOglethorpe Oct 2024 #115
Just remember: av8rdave Nov 2024 #164
My own advice is to avoid a "Medicare Advantage" plan Otto_Harper Oct 2024 #2
and if you're healthy, check out the high deductible version of the G plan... Native Oct 2024 #37
AVOID "Part C" and Medicare Advantage if you can dwayneb Oct 2024 #78
Sorry for your loss. Americanme Nov 2024 #156
Medicare Advantage Plans will no longer be accepted at the hospitals in my county that belong Deuxcents Oct 2024 #3
+1. It is a nationwide problem dalton99a Oct 2024 #13
LOTS of hospitals/MDs no longer accept Advantage plans buzzycrumbhunger Oct 2024 #44
+1. Because of denials and refusals to pay dalton99a Oct 2024 #62
We need more and different small businesses making our own medical supplies in this country. Jit423 Oct 2024 #64
Those same hospitals are going to end up denying original Medicare as well... Demsrule86 Oct 2024 #72
Stay with standard Medicare & buy the best gap plan they can afford SheltieLover Oct 2024 #4
And Medicare Advantage providers may deny coverage for things spooky3 Oct 2024 #8
Great point, Spooky! SheltieLover Oct 2024 #10
Gee. That's not what Medicare says dpibel Oct 2024 #59
That is how it is SUPPOSED to work, but unlike traditional Medicare, Medicare Advantage Plans rely heavily on PA Democrat Oct 2024 #67
It is how it has worked for me...and most of you advocating original Medicare are on Demsrule86 Oct 2024 #73
You pay for Medicare part B even with Farmer-Rick Oct 2024 #82
Original Medicare doesn't ' have givebacks' now. But some Advantage plans return Part B Demsrule86 Nov 2024 #121
I don't understand this moose65 Nov 2024 #141
I have been denied, delayed care resulting in bad outcomes. delisen Oct 2024 #89
Exactly - it's buyer beware dwayneb Oct 2024 #93
You made the best choice, tradition w/supplement. nt delisen Oct 2024 #95
Get a different plan and check that ratings. Demsrule86 Nov 2024 #123
I am glad that your Medicare Advantage Plan worked well for you. PA Democrat Oct 2024 #90
In other words, it's a minefield dwayneb Oct 2024 #94
Every year individual plans can change details such as premiums, copays and deductibles as well as the "perks" PA Democrat Oct 2024 #107
What ever you call the original Medicare plans that pay the 20% Medicare doesn't cover Demsrule86 Nov 2024 #122
You are misinformed as to how Medicare supplement plans work. Part G Supplement Plans (the most common type plan) PA Democrat Nov 2024 #150
the entire goal of "Advantage" is to GET RID OF MEDICARE Skittles Nov 2024 #149
PPOs are much better than HMOs and affordable. Joinfortmill Oct 2024 #105
Medicare Denies RobinA Oct 2024 #74
Why pay more Farmer-Rick Oct 2024 #91
The vast majority of MA plans don't charge any premiums MichMan Oct 2024 #98
Not according to Medicare Farmer-Rick Nov 2024 #117
That doesn't at all change what I posted MichMan Nov 2024 #162
Exactly, we found a good MA plan for my parents, radius777 Nov 2024 #165
And advantage plan is Medicare...part C so why would you need both... Demsrule86 Nov 2024 #124
That is not true. Advantage must cover the same thing as Medicare...hospice care is Demsrule86 Nov 2024 #133
You still pay for regular Medicare part B Farmer-Rick Nov 2024 #147
Medicare advantage plans are designed by the insurance company to maximize profit or income. Jacson6 Oct 2024 #5
It's always "a friend" dpibel Oct 2024 #60
It's not a scam, it's simple predatory business dwayneb Oct 2024 #81
That doesn't address my question dpibel Oct 2024 #86
Ask my neighbor dwayneb Oct 2024 #106
MA sales people receive $626 for first year (sign-up commission) and $313 every year after that (automatic renewals) dalton99a Oct 2024 #111
wowie. That helps me figure out who among the navigators or whatever they are called now, to choose from. mahina Nov 2024 #144
you know out of network doctors which is why I have a plan that covers that...if I amw Demsrule86 Nov 2024 #125
Get a Medicare supplement plan Tweedy Oct 2024 #6
DO NOT GET MEDICARE ADVANTAGE! WVGIRL Oct 2024 #7
Supplemental plans from THE GOVERNMENT? dpibel Oct 2024 #22
Private insurance, BUT they automatically cover anything Medicare covered karynnj Oct 2024 #71
Advantage is required to cover everything Original Medicare covers. Demsrule86 Oct 2024 #75
However, they are also allowed to add requirements of preapproval karynnj Oct 2024 #92
That is untrue. Demsrule86 Nov 2024 #127
Supplemental plans are issued by private insurers, not the Federal government MichMan Oct 2024 #31
You are talking about med-gap which is insurance based. Demsrule86 Nov 2024 #126
Medicare Advantage looks great until you're sick. Biophilic Oct 2024 #9
Straight Medicare, no supplement? dpibel Oct 2024 #23
That's not an option for most people dwayneb Oct 2024 #96
That's why I asked dpibel Oct 2024 #102
I have been sick for two years( Heart)and everything has been covered. Demsrule86 Oct 2024 #77
I'm seriously glad for you. Biophilic Oct 2024 #80
I am very fortunate in that UH (Harrington Heart) is a very good hospital/ Demsrule86 Nov 2024 #132
I have been sick since July of 22. My care has cost millions. I spent 46 days in the Demsrule86 Nov 2024 #128
Cherry picking and lemon dropping. Medicare Advantage isn't Medicare, it's private insurance Gaugamela Oct 2024 #11
False on every point. former9thward Oct 2024 #26
It started under Clinton and was updated under Bush. I'll give you that. It's called Gaugamela Oct 2024 #33
I have had no problem. former9thward Oct 2024 #36
This message was self-deleted by its author Gaugamela Oct 2024 #38
It remained pretty much same as enacted under Clinton. Name changed. Silent Type Oct 2024 #40
Regardless, it's ripping off Medicare, as designed: Gaugamela Oct 2024 #42
I'm not for taking something away from over half Medicare beneficiaries because some don't Silent Type Oct 2024 #51
I agree that we can't pull the rug out from half of recipients. The problem is that Gaugamela Oct 2024 #52
Me too. Now, here's the question-- If we could get a few GOPers to support MFA that is based Silent Type Oct 2024 #55
We're in agreement on this. Of course, MFA won't pass under current conditions, Gaugamela Nov 2024 #135
This was from Clinton and came about because people were choosing food or Demsrule86 Nov 2024 #136
It probably looked like a good temporary compromise at the time. Please see post #139 below. Gaugamela Nov 2024 #140
It was designed to lower costs of Medicare and give more coverage. Demsrule86 Nov 2024 #134
It was designed to attract participants by offering lower premiums, and thus transfer the whole program Gaugamela Nov 2024 #139
Original also uses insurance in Medi-Gap. Demsrule86 Nov 2024 #153
Yes, but Medigap plans are determined and regulated by legislation. Gaugamela Nov 2024 #155
It is NOT regular Medicare moose65 Oct 2024 #56
It is Medicare Part C former9thward Oct 2024 #116
Doesn't matter if I "like" it or not moose65 Nov 2024 #120
And so does Medigap...what is the difference? Advantage is more affordable...and you Demsrule86 Nov 2024 #138
Answer me this, then moose65 Nov 2024 #142
It is part C of Medicare. I suggest you google it. And frankly I post so folks realize they Demsrule86 Nov 2024 #129
Since medicare advantage is draining funds from Medicare questionseverything Nov 2024 #152
they literally make more profit the less care they give Skittles Nov 2024 #163
The "Advantage" becomes a disadvantage when you need serious medical care dalton99a Oct 2024 #12
Also pre existing conditions. Voltaire2 Oct 2024 #14
True - but your Medigap premiums will increase every year dwayneb Oct 2024 #100
Yes the entire system is fucked. Voltaire2 Oct 2024 #109
Medicare Advantage is Corporate owned and is not original Medicare. They hook some people Deuxcents Oct 2024 #15
Completely false. former9thward Oct 2024 #27
You can get back into Medicare, but you will pay a monthly penalty, and pre-existing conditions Gaugamela Oct 2024 #35
That doesn't sound right... you should have no trouble getting back into Original Medicare WITHOUT penalties Jmb 4 Harris-Walz Oct 2024 #43
You're right, it's the supplement plans that will charge a penalty. Gaugamela Oct 2024 #50
Right but it's pretty much the same thing dwayneb Oct 2024 #101
The Centers for Medicare and Medicaid (CMS) administers Medicare, a federal health insurance program Deuxcents Oct 2024 #47
facts schmacts! splunge63 Oct 2024 #69
So much mis-information even the government is confused. former9thward Oct 2024 #114
The government disagrees with you. former9thward Oct 2024 #113
if you like health insurance (having bean counters making decisions), get Medicare "Advantage" splunge63 Oct 2024 #16
They should not be allowed to use the name "Medicare". blue neen Oct 2024 #18
+1 leftstreet Oct 2024 #21
It is part of the Medicare program former9thward Oct 2024 #28
That's never happened to a real American!! dpibel Oct 2024 #58
Medicare Has RobinA Oct 2024 #76
show me the numbers splunge63 Oct 2024 #97
will not argue with any of above except to say stopdiggin Oct 2024 #17
Standard Medicare with a Medi-Gap Plan (supplemental plan) and Part D (drugs) is the best decision overall. Jmb 4 Harris-Walz Oct 2024 #19
+1. Eye exams and dental cleanings are peanuts compared to hospital bills dalton99a Oct 2024 #20
I never had a free lunch. former9thward Oct 2024 #30
"eye and hearing benefits"? dpibel Oct 2024 #24
Financial issues usually trump Medi-gap benefits. Can't argue with that. Jmb 4 Harris-Walz Oct 2024 #45
Assuming, Of Course RobinA Oct 2024 #79
That's very true dwayneb Oct 2024 #83
IF you can afford it - and there's the rub dwayneb Oct 2024 #84
My best advice is to figure out what you already have coverage for milestogo Oct 2024 #25
What do I know? I spend $300.00/mo for an AARP/UHC Advantage policy. OAITW r.2.0 Oct 2024 #29
Wow, if you spend that kind of money a month for an advantage plan why didn't you stick with Original Medicare with a Jmb 4 Harris-Walz Oct 2024 #46
I have Medicare A and B. I pay out of pocket for my scripts...about $90.00/qtr. OAITW r.2.0 Oct 2024 #49
That is amazing. dpibel Oct 2024 #61
I have Kaiser, which is a closed system - they are the provider and the insurer. Sibelius Fan Oct 2024 #32
Medicare "Advantage" is another gift from the GWB years. It's an attempt to privatize Medicare. OMGWTF Oct 2024 #34
It was already passed and signed into law before GWB was president MichMan Oct 2024 #53
True Blue rwalt Oct 2024 #39
Well if one ends up needing rehab in a nursing home Figarosmom Oct 2024 #41
Original Medicare has limits on that too. And facilities will cut you off if they think Silent Type Oct 2024 #48
Traditional Medicare does not cover rehab beyond 100 days in a SNF dwayneb Oct 2024 #87
It takes some study eallen Oct 2024 #54
I find that the hard sell is for Medicare Advantage, not MediGap dwayneb Oct 2024 #99
Medicare A and B with Blue cross Wifes husband Oct 2024 #57
I am below the poverty level poor, retired, and an MA plan is hands down all I can afford. elocs Oct 2024 #63
Yes understood, sorry about your situation dwayneb Oct 2024 #85
The main reason that I am not screwed is that I have great health for someone 72. elocs Nov 2024 #166
Advantage plans are designed to do away with Medicare. Emile Oct 2024 #65
+1. Project 2025 would make Medicare Advantage the default option for enrollees dalton99a Oct 2024 #66
I just signed up for Medicare, but am not retired, so I still have employer insurance. haele Oct 2024 #68
Once on an advantage plan, it can be impossible in some states to revert to medicare. Also, they're not paying all claim lindysalsagal Oct 2024 #70
Reverting back to Traditional Medicare dwayneb Oct 2024 #88
Changing from MA to supplement is impossible in most states dalton99a Oct 2024 #112
There's a lot of negativity about Advantage plans. MineralMan Oct 2024 #103
I love my Kaiser Advantage plan, but I live in a Kaiser rich environment. CrispyQ Oct 2024 #108
My advice is to stick with traditional Medicare LZ1234 Oct 2024 #110
My clinic and many others have stopped taking Medicare Advantage because travelingthrulife Nov 2024 #118
I have an elderly neighbor who wishes she hadn't signed up for Medicare Advantage dalton99a Nov 2024 #119
Wife received an email this morning stating Emile Nov 2024 #130
This message was self-deleted by its author Emile Nov 2024 #130
Here's why I dislike Medicare Advantage. Lonestarblue Nov 2024 #137
well stated Skittles Nov 2024 #148
You can choose Medicare Advantage at any time; in most states, you only have ONE chance to choose Medicare Ms. Toad Nov 2024 #143
+1. Medicare Advantage plans will get between $500 and $600 billion from the government next year dalton99a Nov 2024 #145
Thank you so much for taking the time to write all that. I appreciate it. mahina Nov 2024 #146
Advantage costs more that MediGap in Ohio??? dpibel Nov 2024 #151
$100/month for Medigap. Ms. Toad Nov 2024 #154
Ah dpibel Nov 2024 #157
I've edited it to clarify. Ms. Toad Nov 2024 #158
Never crossed my mind dpibel Nov 2024 #159
The only exception to going back to Orignal Medicare with a guarantee Medigap plan Desert grandma Nov 2024 #160
Unnecessarily confusing..... markie Nov 2024 #161
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