Whats The Issue On Medicare Advantage Plans.....

[Farmer-Rick]

82. You pay for Medicare part B even with

A Medicare advantage plan. So, what are you saying? It is taken directly out of your Social Security, so maybe you don't notice it?

Unless you make more than $105,000 the standard monthly premium for 2024 is $174.70 even with a Medicare Advantage plan. You pay for regular Medicare anyway.

You pay $0 for part A, then you pay that $174.70 premium for part B. Then you obviously bought an Advantage plan that you pay more for and that's part C.

Then you need a a drug plan, part D. The national base premium for 2024 is $34.70, but it varies by plan and income.

Also a lot of people have gap insurance that covers services not covered by Medicare and that 20% Medicare won't cover.

But you pay for Medicare even if you have an Advantage plan. It just seems to me you are paying extra for nothing.

I would spend the extra money on a good gap insurance plan or a better drug plan.