...and the banks. Give 'em temporary immunity. Prosecute them once things settle. Otherwise I can't see how this will collapse the system, this is mortgage fraud, and we need to weed out the fraudsters. Obama has been doing very good on that count (no one can dispute that), but this seems like a technicality that is going to slow the prosecutions if not throw a wrench into them altogether (how many grubby fraudsters are hoping for that immunity so that they can use it in a future defense for fraud?).